No. 10 of 34 ·Financial Planning Software

Scenarios

Web · paid plans from £60.50/mo

Freedom report

Two barsScore 6.3

Free tierA free tier is on its own pricing page
Open codeNo open-source code on record
Runs widely1 of 6 device platforms
DocumentedPlans, terms and facts published

Scenarios is ranked #10 of 34 in financial planning software on Freedom251. It runs on Web. There is a free plan. Paid plans start at £60.50/mo.

Scenarios plans and pricing

All plans

Free Free Wealth fan chart · Editable plan inputs · Configurable assumptions · No sidebar sliders, full UK tax engine, cashflow breakdown, scenario comparison, or exports scenarios.uk · 7 Oct 2026

Solo £726/yr £72/year; £6/month — billed annually 3 saved plans · 100 AI requests/month · Scenario comparison up to 3 · No couple modelling scenarios.uk · 7 Oct 2026

Duo £12,010/yr £120/year; £10/month — billed annually 5 saved plans · 150 AI requests/month · Couple modelling · Combined wealth fan chart scenarios.uk · 7 Oct 2026

Compared on financial planning software

Free plan: Yes
Scenario analysis: Yes

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The record

Purpose: Scenarios is a financial modelling tool for individuals to explore retirement projections, stress-test assumptions, and understand long-term financial trade-offs.
Simulation: The service runs 1,000 independent simulations using investment returns, inflation, and market conditions to produce percentile bands.
UK tax modelling: Its paid tax engine models 2026/27 UK tax rules, including Scottish income tax bands, capital gains, dividend and savings taxes, and pension allowances.
Planning tools: Paid features include cashflow analysis, scenario comparison, retirement safety analysis, portfolio analysis, withdrawal strategy tools, inheritance tax planning, life events, and spending phases.
Couples: The Duo plan supports joint modelling for two people with a combined household view and shared market conditions.
Integrations: The privacy policy identifies Google sign-in, Stripe payment processing, and Anthropic as the processor for AI assistant messages.
Security: The maker says data is encrypted in transit and at rest, hosted in the EU, and not transferred outside the UK/EEA; optional two-factor authentication is available.
Privacy and compliance: Scenarios says it is UK GDPR compliant and registered with the ICO under number ZC115276; it says it does not sell users’ data or use advertising trackers.
Support: Support is available by email at [email protected], and the Help Centre says most queries are answered within 24 hours.
Limitations: Scenarios states that it does not provide financial advice and that its projections are illustrative and educational.
Cancellation: Paid subscriptions can be cancelled at any time without fees or notice, with access continuing until the end of the billing period.
Headquarters: Nottingham, United Kingdom
Price from: £60.50/mo

Where it ranks on Freedom251

Best Financial Planning Software in 2026#10 of 34
Best Retirement Planning Software in 2026#10 of 26

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Sources

scenarios.uk/about· checked 7 Oct 2026
scenarios.uk/faq· checked 7 Oct 2026
scenarios.uk/pricing· checked 7 Oct 2026
scenarios.uk/privacy· checked 7 Oct 2026
scenarios.uk/security· checked 7 Oct 2026
scenarios.uk/help· checked 7 Oct 2026
scenarios.uk· checked 28 Sept 2026