SBKA

What SBKA is

SBKA is an AI-assisted bookkeeping platform for small businesses in the EU, with tools for transaction entries, documents, bank statements and financial reports. Describe a transaction and SBKA drafts a bookkeeping entry for you to review and approve. You can upload invoices and receipts or forward them to your organisation’s unique email address for analysis. Import CSV bank statements for matching, then use reports covering income, balance, VAT and SIE/SAF-T. SBKA supports 39 currencies, with daily ECB exchange rates and historical rates from 2006, and lists regional support for SE, FI, NO, DK, DE, AT, FR, PT, BE, EE, LV, LT and PL. It is available on web, Android and iOS; phone access is through an installable PWA. The privacy policy describes AES-256-GCM encryption for documents and sensitive database fields, TLS 1.2+ communications, and pseudonymization of personal data before AI analysis. Two-factor authentication is mandatory, and users can export data in JSON through account settings. Plans are paid, with a 10-day trial. The listed plans range from Enskild at €490 a month to Byrå at €12,990 a month; annual payment saves 15%.

Who it suits

SBKA suits EU small businesses that want AI-assisted bookkeeping alongside document capture, CSV statement matching and financial reporting. Its multi-organisation plans and client-management option may also suit organisations handling bookkeeping for multiple entities.

Limits

The Enskild plan covers 1 organisation and 75 verifications per month. Its 10-day trial requires a credit card when registering with a freemail address such as Gmail, Yahoo or Hotmail.

Getting started

1. Visit https://sbka.eu/en
2. Choose a paid plan or begin the 10-day trial
3. Register for an account; a credit card is required for trial activation with a freemail address such as Gmail, Yahoo or Hotmail
4. Use SBKA on the web, Android or iOS, or install its PWA on a phone without an app store
5. Describe transactions, provide invoices or receipts, or import CSV bank statements

Verdict

Choose SBKA if you want transaction drafting, document analysis and bank-statement matching in a bookkeeping platform with multi-entity support. Look elsewhere if you need a free plan or guaranteed uninterrupted availability.