Freedom251 › Bank Connectivity Software
Salt Edge Data Aggregation
What Salt Edge Data Aggregation is
Salt Edge Data Aggregation gives businesses one API for bank information from more than 5,000 institutions worldwide. It brings account details, balances, transactions, account-holder information, transaction categories, and merchant information into a unified format. Coverage spans Europe, the UK, and beyond, with institutions in over 50 countries. Supported accounts include personal and business debit, credit, investment, savings, loan, and mortgage accounts. Businesses can use the Salt Edge Connect widget, a custom connection interface, Direct API, OAuth, web login, or bank API. Related services provide transaction categorization, merchant identification, and financial insights. Listed uses include financial management, retail banking, lending, accounting and ERP, KYC and AML, and treasury management. Salt Edge states that it is ISO 27001 certified, PCI DSS compliant, and licensed as an AISP under PSD2. Production pricing is custom and billed per consented end-user.
Who it suits
The service suits financial, lending, accounting, compliance, and treasury products that need aggregated account data. A partner program serves businesses without their own PSD2 licence.
What it does well
- Access to 5,000+ worldwide banks
- Supports personal and business accounts
- Brandable account-connection widget
- Multiple connection methods
- Investment data and transaction enrichment
What to know first
- API fetching has rate limits
- No webhooks
- Requires App-id and Secret
Plans
| Plan | Billed and limits | Price |
|---|---|---|
| Sandbox / Developer trial | monthly · Simulated bank fixtures · All product surfaces | Free |
| Account Information (Production) | per consented end-user · PSD2 AISP · Custom pricing | On request |
As saltedge.com lists them, read 1 Oct 2026. The maker's own page has the final word.
Verdict
Salt Edge combines broad bank coverage with several integration methods and enrichment options. Its compliance and partner offerings address businesses building regulated financial data features.
Facts from Salt Edge Data Aggregation's own pages
- Account types
- The service supports debit, credit, investment, savings, loan and mortgage accounts for both business and personal use. · saltedge.com, 1 Oct 2026
- API data limits
- Account Information API data fetching is limited to two new-data fetches per second, one automatic fetch per day per end-user and up to two additional retry attempts per day after failures. · docs.saltedge.com, 1 Oct 2026
- Bank data access
- Data Aggregation provides access to end users’ bank data from 5,000+ worldwide banks through one API. · saltedge.com, 30 Sept 2026
- Company
- Salt Edge’s company page lists its Ottawa, Canada office and London, UK office; a company blog post states that Salt Edge Inc. was founded in 2013. · saltedge.com, 30 Sept 2026
- Compliance
- Salt Edge states that it works toward GDPR compliance and is an AISP licensed under PSD2. · saltedge.com, 1 Oct 2026
- Connection widget
- A pre-integrated widget lets end-users select and securely connect accounts, and it can be customized with the customer’s branding. · saltedge.com, 1 Oct 2026
- Coverage
- Salt Edge says its open banking data coverage includes Europe, the UK, and beyond. · saltedge.com, 30 Sept 2026
- Credential protection
- Credentials are protected with multiple encryption layers, tokenisation and TLS; credentials are encrypted at least twice and accessed only with one-time tokens. · saltedge.com, 1 Oct 2026
- Data enrichment
- Related enrichment services include transaction categorisation, merchant identification and financial insights reporting. · saltedge.com, 1 Oct 2026
- Geographic coverage
- Salt Edge provides open-banking data access across Europe, the UK and beyond, with access to financial institutions in over 50 countries. · saltedge.com, 1 Oct 2026
- Headquarters
- Ottawa, Canada · saltedge.com, 28 Sept 2026
- Integration requirements
- The developer documentation says API requests require an App-id and Secret, and clients should use HTTPS for API callbacks before going live. · docs.saltedge.com, 30 Sept 2026
- Integrations
- Salt Edge lists pre-integrations with Finastra, Mambu, Temenos, Thought Machine, Tuum, Skaleet and ebankIT among its partnerships. · saltedge.com, 1 Oct 2026
- Partner access
- The Partner Program provides access to aggregated EU bank data for businesses without their own PSD2 licence while Salt Edge handles technical, compliance and security matters. · saltedge.com, 1 Oct 2026
- Partner dashboards
- The Partner Program includes dashboards for businesses to monitor end-customer activity, consents, bank connections, and availability, and for end users to view connected accounts and revoke consents. · saltedge.com, 30 Sept 2026
- Partner option
- The Partner Program offers businesses without their own PSD2 licence access to aggregated data from over 2,500 EU banks, with Salt Edge handling technical, compliance, and security matters. · saltedge.com, 30 Sept 2026
- Purpose
- Salt Edge Data Aggregation gives businesses access to end-users’ bank data from 5,000+ worldwide banks through one API in a unified format. · saltedge.com, 1 Oct 2026
- Security
- Salt Edge states that it is ISO 27001 certified and licensed as an AISP under PSD2. · saltedge.com, 30 Sept 2026
- Security certifications
- Salt Edge states that it is ISO 27001 certified and PCI DSS compliant, with certification covering development, management and provision of financial IT services. · saltedge.com, 1 Oct 2026
- Support and monitoring
- The company provides a 24/7 incident-reporting channel for clients and says it performs ongoing system monitoring and regular penetration tests. · saltedge.com, 1 Oct 2026
- Supported app platforms
- Salt Edge’s live-readiness documentation refers to evaluating integrations for web, Android, and iOS apps. · docs.saltedge.com, 30 Sept 2026
- Unified account data
- The service gathers data from users’ accounts into a unified, easy-to-read format. · saltedge.com, 30 Sept 2026
- Use cases
- Salt Edge lists financial management, retail banking, lending, accounting and ERP, KYC and AML, and treasury management as use cases. · saltedge.com, 1 Oct 2026
Where Salt Edge Data Aggregation stands on Freedom251
- Bank Connectivity Software#21 of 71
- Financial Data APIs#19 of 28