Freedom251 › AI Coding Assistants
Refact.ai
What Refact.ai is
Refact.ai is an open-source AI coding agent that combines code completion, in-editor chat, and agent workflows. The agent can plan, carry out, and deploy coding tasks, while letting users preview and control its process. Chat supports natural-language questions about code, editing, debugging, and code generation; completions appear in real time. Repository analysis and retrieval-augmented generation help tailor suggestions to a project, and the maker says the product supports more than 25 programming languages. Plugins are listed for VS Code and JetBrains IDEs, with Visual Studio, Neovim, and Sublime Text marked beta. Refact can use configured AI providers and local runtimes, including OpenAI, Anthropic, Gemini, Ollama, LM Studio, and vLLM. The maker says the local-first product sends requests only to configured providers, runtimes, and integrations. The Free plan costs nothing and is aimed at personal and hobby projects; Pro costs $10 a month. Hosted accounts, managed inference, cloud billing, credits, subscriptions, and team cloud features are being retired, with no paid hosted service planned after the transition.
Who it suits
The Free plan suits people working on personal or hobby projects who want coding assistance in an IDE. Professionals may prefer Pro for its higher daily agent request allowance and longer chat context, while engineering teams can consider the enterprise deployment and fine-tuning options.
What it does well
- Combines code completion, in-IDE chat, and an autonomous coding agent.
- Agent can plan, execute, and deploy tasks with user oversight.
- Repository analysis supports project-aware suggestions.
- Supports more than 25 programming languages.
- Can use configured providers or local model runtimes.
What to know first
- Visual Studio, Neovim, and Sublime Text plugins are marked beta.
- Free plan limits agent use to a daily allowance.
- Hosted accounts and cloud features are being retired.
Limits
The Free plan allows limited daily autonomous-agent usage and provides in-IDE chat with 32k context. Pro costs $10 a month and includes 40 agent requests per day and 64k-context chat. Hosted accounts and cloud features are being retired.
Plans
| Plan | Billed and limits | Price |
|---|---|---|
| Free | For personal and hobby projects · Autonomous AI Agent limited daily usage · In-IDE chat with 32k context · Unlimited Qwen2.5-Coder completions · Code-aware vector database (RAG) | Free |
| Pro | From $10/month · For professional use · 40 Autonomous AI Agent requests/day · Unlimited in-IDE chat with 64k context · Additional code completion models | $10 a month |
| Enterprise | On-premise, SaaS, or AWS deployment · LLM fine-tuning on company codebase · Multi-GPU optimization · Code privacy · Priority support and onboarding | On request |
As refact.ai lists them, read 11 Oct 2026. The maker's own page has the final word.
Getting started
- Open https://refact.ai/.
- Choose a supported IDE plugin; Visual Studio, Neovim, and Sublime Text are marked beta.
- Select the Free plan for personal and hobby projects, or Pro at $10 a month.
- Configure a supported provider, local runtime, or compatible endpoint for the local product.
Verdict
Refact.ai is a fit for developers who want completions, code chat, and agent workflows, with the option to configure providers or local runtimes. Look elsewhere if you need a hosted paid service after the announced transition or a non-beta plugin for Visual Studio, Neovim, or Sublime Text.
Questions
Is Refact.ai free?
Yes. The Free plan costs nothing for personal and hobby projects.
What does Pro cost?
Pro is listed at $10 a month.
Which IDEs does it support?
Plugins are listed for VS Code and JetBrains IDEs. Visual Studio, Neovim, and Sublime Text are marked beta.
Can it use local models?
The local product supports configured runtimes including Ollama, LM Studio, and vLLM, as well as configured providers and compatible endpoints.
What happens to its hosted service?
Hosted accounts, managed inference, credits, subscriptions, cloud billing, and team cloud features are being retired. The announcement says there will be no paid hosted service after the transition.
Who makes Refact.ai?
The about page identifies Small Magellanic Cloud AI Ltd. and says Refact.ai was founded by a former OpenAI team member.
Facts from Refact.ai's own pages
- Coding agent
- Yes · refact.ai, 22 Sept 2026
- Agent workflows
- The agent can plan, execute, and deploy coding tasks, and users can preview and control its process. · refact.ai, 11 Oct 2026
- Audience
- The Free plan is presented for personal and hobby projects, Pro for professional use, and Enterprise for engineering teams. · refact.ai, 11 Oct 2026
- Chat assistance
- Yes · refact.ai, 22 Sept 2026
- Cloud status
- Refact announced that hosted accounts, managed inference, credits, subscriptions, cloud billing, and team cloud features are being retired; it says there will be no paid hosted service after the transition. · refact.ai, 11 Oct 2026
- Codebase indexing
- Yes · refact.ai, 22 Sept 2026
- Code completion
- Refact.ai predicts code in real time and says its completion uses Qwen2.5-Coder and retrieval-augmented generation. · refact.ai, 11 Oct 2026
- Code context
- The product uses repository analysis and retrieval-augmented generation to provide project-aware suggestions and completions. · refact.ai, 11 Oct 2026
- Company
- The about page identifies Small Magellanic Cloud AI Ltd. and says Refact.ai was founded by a former OpenAI team member. · refact.ai, 11 Oct 2026
- Data collection
- The privacy policy states that Refact.ai does not collect data on the server side. · refact.ai, 11 Oct 2026
- Deployment
- Enterprise deployment options include on-premise, SaaS, and AWS; on-premise deployment is described as keeping code on the customer’s servers. · refact.ai, 11 Oct 2026
- Enterprise
- The enterprise page describes on-premise deployment and company-specific fine-tuning, and advertises dedicated support from setup through fine-tuning. · refact.ai, 11 Oct 2026
- Free plan
- Yes · refact.ai, 22 Sept 2026
- IDE availability
- The site lists plugins for VS Code, JetBrains IDEs, Visual Studio beta, Neovim beta, and Sublime Text beta. · refact.ai, 11 Oct 2026
- IDE support
- The download page lists plugins for VS Code and JetBrains IDEs, with Visual Studio, Neovim, and Sublime Text marked beta. · refact.ai, 11 Oct 2026
- In-IDE chat
- Its in-IDE chat supports natural-language code questions, editing, debugging, and generation. · refact.ai, 11 Oct 2026
- In-IDE tools
- Refact offers in-IDE chat for asking questions, editing, debugging, and generating code, plus real-time code completions. · refact.ai, 11 Oct 2026
- Integrations
- The maker lists GitHub, GitLab, Docker, PostgreSQL, MySQL, databases, CI/CD pipelines, and MCP among its integrations and tools. · refact.ai, 11 Oct 2026
- Languages
- The maker says Refact supports more than 25 programming languages. · refact.ai, 11 Oct 2026
- Local data flow
- The maker says the current local-first product sends requests only to the providers, local runtimes, and integrations users configure. · refact.ai, 11 Oct 2026
- Model choice
- Refact’s cloud-shutdown notice says its local product supports configured providers including OpenAI, Anthropic, Gemini, DeepSeek, OpenRouter, Groq, xAI, and custom OpenAI-compatible endpoints, as well as Ollama, LM Studio, and vLLM runtimes. · refact.ai, 11 Oct 2026
- Models
- The site lists Claude 4, GPT-4o, Grok, Gemini, DeepSeek, and Mistral among model options, and says users can bring their own API key. · refact.ai, 11 Oct 2026
- Privacy policy
- The privacy policy says data is encrypted in transit and at rest, access is controlled and monitored, and role-based access controls and multifactor authentication are used. · refact.ai, 11 Oct 2026
- Product
- Refact describes itself as an open-source autonomous AI coding agent for software development. · refact.ai, 11 Oct 2026
Where Refact.ai stands on Freedom251
- AI Coding Assistants#14 of 102
- AI Code Generators#32 of 54