Reconciler

What Reconciler is

Reconciler is a web-based tool for bookkeepers, controllers, and finance teams matching transactions across bank and card statements, payment processors, and ledgers. It compares amount, date, memo, and processor references, and explains each match. Missing entries, duplicates, incorrect amounts, and other transactions it cannot confidently match are flagged for human review. Nothing is automatically posted to the ledger; a person confirms exceptions before reconciliation is finalized. Read-only connections are listed for Mercury, Brex, Stripe, PayPal, Square, QuickBooks Online, Xero, and NetSuite, while other sources can be uploaded as CSV. Reconciler says it does not ask for bank logins, initiate payments, or send write requests, and connections can be revoked by users. Starter supports one entity and up to 2,000 monthly transactions; Growth supports up to 25,000. Scale adds multi-entity reconciliation, an audit trail and export, custom matching rules, higher transaction volume, and priority support. Enterprise includes custom volume and entities, a security review and DPA, guided onboarding, and custom contract terms. The site says the product is not a financial, accounting, or tax advisor.

Who it suits

Reconciler suits bookkeepers, controllers, and finance teams handling transaction reconciliation, including multi-entity groups. It keeps unmatched items subject to human review rather than posting them automatically.

Limits

Starter is limited to one entity, one Mercury or Brex bank connection, one processor, and 2,000 transactions per month. Growth supports up to 25,000 monthly transactions; higher volume and multi-entity work are on Scale or Enterprise.

Getting started

1. Open the Reconciler website
2. Choose a paid plan
3. Connect a read-only Mercury, Brex, processor, or accounting account
4. Upload other sources as CSV if needed
5. Run transaction matching and review flagged exceptions
6. Have a person confirm exceptions before finalizing reconciliation

Verdict

Reconciler focuses on matching transactions and surfacing exceptions for a person to review. Compare the plan transaction limits and connection options with your reconciliation needs.