Prime Meridian
What Prime Meridian is
Prime Meridian is a web-based AI service for preparing and filing personal income tax returns. Its process begins with uploading tax documents, including W-2s, 1099s and K-1s. You then answer questions from its AI Tax Assistant, review a draft return with plain-English explanations, and e-file. The service is designed for employees, contractors and business owners, including people with Schedule C income, K-1s, multiple income sources, rental income or mortgage deductions. It says filing is available in all 50 states. The free plan includes federal and state e-filing, unlimited multi-state returns, and K-1s for Forms 1065, 1120S and 1041. Prime Meridian describes itself as an IRS-authorized e-file provider, while its terms say e-filing uses a third-party authorized provider. It says it uses 256-bit AES encryption for data in transit and at rest, does not sell or share user data or use it for AI training, and lets users remove their data with one click. Its security policy also describes encrypted private storage and connections, maintained backups and regularly tested recovery. The service does not provide tax, accounting, legal or financial advice; users are responsible for reviewing returns and filing accurately and on time.
Who it suits
Prime Meridian suits people filing personal returns who want an AI-guided process and free federal and state e-filing. Its listed situations include employee, contractor and business-owner income, as well as K-1s, rental income, multiple income sources and mortgage deductions.
What it does well
- Free federal and state e-filing.
- Unlimited multi-state returns are included.
- Supports K-1s for Forms 1065, 1120S and 1041.
- AI guidance accompanies document upload and draft review.
- Filing is available in all 50 states.
- Says user data is not sold, shared or used for AI training.
What to know first
- It does not provide tax, accounting, legal or financial advice.
- Users must review return accuracy and file on time.
- Expert review is not included.
Plans
| Plan | Billed and limits | Price |
|---|---|---|
| Prime Meridian tax filing | Free federal and state e-file · Free and unlimited multi-state returns · K-1s (1065, 1120S, 1041) | Free |
As getprimemeridian.com lists them, read 7 Oct 2026. The maker's own page has the final word.
Getting started
- Open https://getprimemeridian.com/ in a web browser.
- Upload tax documents such as W-2s, 1099s or K-1s.
- Answer questions from the AI Tax Assistant.
- Review the draft return and its explanations.
- E-file the return.
Verdict
Choose Prime Meridian if you want a free, AI-guided way to prepare and e-file a personal return, including returns with the listed income situations. Look elsewhere if you need expert review or tax, accounting, legal or financial advice from the service.
Questions
How much does Prime Meridian cost?
The plan is free, and the terms say the service is currently provided at no cost. The terms also say prices may change with at least 30 days’ notice.
What does the free plan include?
It includes federal and state e-filing, unlimited multi-state returns, and K-1s for Forms 1065, 1120S and 1041.
Which platforms can I use it on?
Prime Meridian is available on the web.
What tax situations does it support?
It is intended for employees, contractors and business owners. Listed situations include Schedule C, K-1s, multiple income sources, rentals and mortgage deductions.
Does Prime Meridian provide tax advice or expert review?
It does not provide tax, accounting, legal or financial advice, and expert review is not included. Users are responsible for reviewing their returns and ensuring they are accurate and filed on time.
How does it handle tax documents and personal data?
Prime Meridian says it encrypts data in transit and at rest, does not sell or share user data or use it for AI training, and lets users remove their data with one click.
Facts from Prime Meridian's own pages
- Availability
- The site says Prime Meridian is available for filing in all 50 states. · getprimemeridian.com, 7 Oct 2026
- Data use
- The site says it does not sell or share user data or use it for AI training, and that users can remove their data with one click. · getprimemeridian.com, 7 Oct 2026
- Document types
- The site lists W-2s, 1099s, and K-1s among the documents users can upload. · getprimemeridian.com, 7 Oct 2026
- E-file provider
- The homepage describes Prime Meridian as an IRS authorized e-file provider; its terms say e-filing uses a third-party authorized IRS e-file service provider. · getprimemeridian.com, 7 Oct 2026
- Encryption
- The site says it uses 256-bit AES encryption to protect data in transit and at rest. · getprimemeridian.com, 7 Oct 2026
- Filing workflow
- The site describes a four-step process: upload tax documents, answer questions from the AI Tax Assistant, review a draft return with plain-English explanations, and e-file. · getprimemeridian.com, 7 Oct 2026
- Headquarters
- United States · getprimemeridian.com, 28 Sept 2026
- Product
- Prime Meridian describes itself as an AI tax preparation service and says it assists with preparing and filing personal income tax returns. · getprimemeridian.com, 7 Oct 2026
- Scope limitation
- The terms say the service does not provide tax, accounting, legal, or financial advice, and users are responsible for reviewing their returns and ensuring their accuracy and timely filing. · getprimemeridian.com, 7 Oct 2026
- Security policy
- The security policy says tax documents and personal information are encrypted in private storage, connections are encrypted, and backups are maintained and recovery is regularly tested. · getprimemeridian.com, 7 Oct 2026
- Service cost
- The terms say the service is currently provided at no cost and that Prime Meridian may change its prices with at least 30 days’ notice. · getprimemeridian.com, 7 Oct 2026
- Support
- The site lists [email protected] for questions and security concerns. · getprimemeridian.com, 7 Oct 2026
- Tax situations
- The site says it is built for employees, contractors, and business owners, including returns involving Schedule C, K-1s, multiple income sources, rentals, and mortgage deductions. · getprimemeridian.com, 7 Oct 2026
Where Prime Meridian stands on Freedom251
- AI Tax Software#18 of 32