No. 21of 32 ·Loan Management Software

Peach

Web · API

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Freedom report

One barScore 5.3

Runs widely1 of 6 device platforms
DocumentedPlans, terms and facts published

Peach is ranked #21 of 32 in loan management software on Freedom251. It runs on API, Web.

Peach plans and pricing

All plans

Peach platform Pricing not published on the pricing page; contact Peach to discuss a lending program peachfinance.com · 9 Oct 2026

Compared on loan management software

Deployment: cloud
Payment scheduling: Yes
Borrower portal: Yes
API access: Yes
Loan types supported: BNPL, cards, installment loans, credit lines, cash advances, invoice financing, home improvement loans, retail installment contracts, private student loans

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The record

Product: Peach provides API-first loan management and servicing infrastructure for lending products.
Supported products: Adaptive Core supports installment, revolving, BNPL, and configurable lending products.
Servicing tools: The Servicing Suite includes borrower portals, agent tools, payment processing, and collections tools.
Loan Replay: Loan Replay recalculates accruals, fees, and payments after a retroactive change while preserving the ledger history.
Compliance: Compliance Guard checks outbound interactions and monitors events including bankruptcy, servicemember changes, sanctions, and natural disasters.
Data access: Customers can access data through APIs, webhooks, a database replica syncing to Google Cloud Storage or Snowflake, and loan tapes.
Integrations: The partnerships page lists Visa, Mastercard, Lithic, Qolo, Marqeta, Twilio, Plaid, Google Cloud, Cybersource, Experian, Equifax, TransUnion, Silicon Valley Bank, and Galileo.
Security: Peach says it encrypts personally identifiable information, bank accounts, and card details using 256-bit AES-GCM with lender-specific rotating keys.
Certifications: Peach lists SOC 1 Type 1, SOC 1 Type 2, SOC 2 Type 2, PCI DSS Level 1, and HIPAA compliance or certification.
Hosting and access controls: Peach says it runs in a Google Cloud virtual private cloud and uses multifactor authentication for critical internal systems and role-based access controls.
Support: Peach says implementation questions go to its engineers, with day-to-day support as the first path after go-live and Solutions Engineers available for technical questions.
Target customers: Peach describes its customers as lenders, fintechs, banks, and credit unions building or scaling lending programs.
Company: Peach says it was acquired by SoFi in May 2026 and operates as part of SoFi Technology Solutions.
Founded: Peach Finance was founded in 2018 by Eddie Oistacher.

Where it ranks on Freedom251

Best Loan Management Software in 2026#21 of 32

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Sources

peachfinance.com/platform· checked 9 Oct 2026
peachfinance.com/partnerships· checked 9 Oct 2026
peachfinance.com/security· checked 9 Oct 2026
peachfinance.com/about· checked 9 Oct 2026
peachfinance.com· checked 9 Oct 2026
peachfinance.com/blog/sofi-acquires-peach-finance· checked 9 Oct 2026