Pricing
Paystack pricing
As paystack.com lists them, read 14 Oct 2026. The maker's own page has the final word.
| Plan | Billed and limits | Price |
|---|---|---|
| Account | free account; transaction fees apply when processing payments · free integration · test mode available | Free |
| Paystack transaction pricing (Nigeria) | No subscription; transaction fees apply: local transactions 1.5% + NGN 100, with the NGN 100 waived under NGN 2,500 and local fees capped at NGN 2,000. · No monthly subscription stated · zero integration fee · zero maintenance fee · transaction fees apply | Free |
| Dedicated virtual accounts | per transaction · fee capped at NGN 300 | 1 NGN a month |
| Nigeria transfers up to NGN 5,000 | per transfer · transfer amount up to NGN 5,000 | 10 NGN a month |
| Live SmartPeak P1000 terminal | per device · physical terminal device | 100,000 NGN, paid once |
| Nigeria local transactions | per transaction · NGN 100 waived below NGN 2,500 · fee capped at NGN 2,000 | 1.51 NGN a month |
| Nigeria transfers NGN 5,001–50,000 | per transfer · transfer amount NGN 5,001–50,000 | 25 NGN a month |
| Nigeria international transactions | per transaction · international cards · settled in NGN by default or USD option | 3.91 NGN a month |
| Nigeria transfers above NGN 50,000 | per transfer · transfer amount above NGN 50,000 | 50 NGN a month |
| Test SmartPeak P1000 terminal | per device · test physical terminal device | 85,000 NGN, paid once |
From paystack.com, paystack.com, paystack.com.