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Patriot Accounting

What Patriot Accounting is
Patriot Accounting is online accounting software for small businesses and accountants, available through a web browser on internet-connected phones, tablets, and desktop computers without downloads. Its Dual-Ledger Accounting lets users switch between cash and accrual accounting. Features include bank feeds, receipt capture, invoice management, income and expense tracking, financial reporting, and account reconciliation. Stripe integration accepts credit card, Apple Pay, Google Pay, and ACH payments on invoices. Patriot Payroll can automatically create journal entries after each payroll run, and an AI-powered Smart Suggestion feature supports accounting tasks. Reports can be printed or downloaded as PDFs or spreadsheets. Unlimited users are supported at no additional cost, while user-based permissions are an Accounting Premium feature. Businesses can provide 1099 contractors free portal access to personal and banking information, payment history, and electronic Forms 1099. Plans are $20 a month for Accounting Basic and $30 a month for Accounting Premium; a 30-day trial is offered. Patriot describes its accounting and payroll products as serving American businesses.
Who it suits
It suits small businesses and accountants looking for online accounting with cash and accrual options, invoice payments, and reporting. Businesses that need user-based permissions should consider Accounting Premium.
What it does well
- Switches between cash and accrual accounting.
- Unlimited users at no additional cost.
- Stripe invoice payments include ACH and digital wallets.
- 30-day trial is available.
What to know first
- No free plan is listed.
- User-based permissions require Accounting Premium.
- Described as serving American businesses.
Limits
Accounting Basic costs $20 a month and excludes estimates, user-based permissions, recurring invoices, invoice payment reminders, receipts and documents, and subaccounts. Accounting Premium costs $30 a month and includes those features; both plans provide 30 days free and 50% off for three months.
Plans
| Plan | Billed and limits | Price |
|---|---|---|
| Accounting Basic | 30 days free + 50% off for 3 months · Unlimited customers & invoices · Unlimited vendors, contractors, & payments · Automatic bank imports · Income & expense tracking · Credit card payments · Financial reporting · Account reconciliation | $20 a month |
| Accounting Premium | 30 days free + 50% off for 3 months · Everything in Basic · Estimates · User-based permissions · Recurring invoices · Invoice payment reminders · Receipts & documents · Subaccounts | $30 a month |
As patriotsoftware.com lists them, read 30 Sept 2026. The maker's own page has the final word.
Getting started
- Open the Patriot Accounting website
- Choose Accounting Basic or Accounting Premium
- Use the 30-day free period
- Access the service in a web browser on an internet-connected device
- Connect bank feeds and configure invoices or payroll integration
Verdict
Patriot Accounting brings bookkeeping, invoice payments, reporting, and payroll journal entries together in an online service. Its two paid plans differ on features such as user-based permissions, so choose based on the functions your business needs.
Questions
Does Patriot Accounting have a free plan?
No. It offers a 30-day free trial, with paid plans starting at $20 a month.
What platforms does it support?
It is a web service accessible from internet-connected phones, tablets, and desktop computers, with no downloads required.
How much do the plans cost?
Accounting Basic is $20 a month. Accounting Premium is $30 a month; both have 30 days free and 50% off for three months.
Can it handle payroll entries?
Yes. Patriot Payroll can automatically create journal entries in Patriot Accounting after each payroll run.
Does it support online invoice payments?
Yes. Stripe integration accepts credit card, Apple Pay, Google Pay, and ACH payments on invoices.
Are users and contractors supported?
Unlimited users are included at no additional cost. 1099 contractors can receive free portal access, while user-based permissions are an Accounting Premium feature.
Facts from Patriot Accounting's own pages
- Access model
- The software is 100% online, accessible from internet-connected phones, tablets, and desktop computers, with no downloads required. · patriotsoftware.com, 30 Sept 2026
- Accounting basis
- Patented Dual-Ledger Accounting lets users switch between cash and accrual accounting. · patriotsoftware.com, 30 Sept 2026
- Bank feeds
- Yes · patriotsoftware.com, 21 Sept 2026
- Contractor portal
- Users can give 1099 contractors free portal access for personal and banking information, payment history, and electronic Forms 1099. · patriotsoftware.com, 30 Sept 2026
- Free plan
- No · patriotsoftware.com, 21 Sept 2026
- Geographic focus
- Patriot describes its accounting and payroll software as serving American businesses. · patriotsoftware.com, 30 Sept 2026
- Headquarters
- Canton, Ohio, United States · patriotsoftware.com, 28 Sept 2026
- Payments
- Stripe integration accepts credit card, Apple Pay, Google Pay, and ACH payments on invoices. · patriotsoftware.com, 30 Sept 2026
- Payroll integration
- Patriot Payroll can automatically create journal entries in Patriot Accounting after each payroll run. · help.patriotsoftware.com, 30 Sept 2026
- Product
- Patriot Accounting is online accounting software for small businesses and accountants. · patriotsoftware.com, 30 Sept 2026
- Receipt capture
- Yes · patriotsoftware.com, 21 Sept 2026
- Reports
- Accounting reports can be printed or downloaded as PDFs or spreadsheets. · patriotsoftware.com, 30 Sept 2026
- Security
- Patriot says it is SOC 2 Type II compliant, encrypts data, and audits its security annually. · patriotsoftware.com, 30 Sept 2026
- Smart Suggestion
- Patriot Accounting includes an AI-powered Smart Suggestion feature for accounting tasks. · patriotsoftware.com, 30 Sept 2026
- Paid from
- 20 · patriotsoftware.com, 21 Sept 2026
- Support
- Patriot provides USA-based support by phone, email, or chat from 9 a.m. to 7 p.m. ET Monday through Friday. · patriotsoftware.com, 30 Sept 2026
- Users
- The accounting software supports unlimited users at no additional cost, while user-based permissions are an Accounting Premium feature. · patriotsoftware.com, 30 Sept 2026
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