Freedom251 › Payment Orchestration Platforms
P26P
What P26P is
P26P is a payment orchestration platform available through API and web access that connects merchants with payment service providers. Its routing engine can select the cheapest or fastest provider using transaction amount, currency, BIN, time of day, and live provider health. When a provider fails, P26P says transactions can switch to another in milliseconds. The platform connects to more than 10 PSPs through one integration, while its directory lets users search over 1,000 acquirers and PSPs by country, settlement currency, and payment method. Card plans include multi-PSP routing and unified reporting. P26P also offers IBAN+ payment links or QR codes for account-to-account transfers, matching incoming bank credits to orders and sending a webhook. Card data is tokenized before reaching merchant systems. Hosting is described in AWS eu-central-1 in Frankfurt, with no personal data stored outside the EEA. Plans start at $2,500 a month; IBAN+ has pay-as-you-go pricing.
Who it suits
It is aimed at e-commerce, marketplaces, fintech, lending, iGaming, SaaS, travel, mobility, and digital platforms managing multiple payment providers. Teams needing routing, failover, tokenization, or bank-transfer links may fit its listed use cases.
What it does well
- Routes transactions using cost, speed, and provider health
- Automatic failover between PSPs
- Single integration connects to 10+ PSPs
- Directory lists 1,000+ acquirers and PSPs
- Tokenizes card data
What to know first
- Plans start at $2,500 a month
- No free plan or trial
- Not yet PCI DSS certified
- Adding providers typically takes 1–3 days
Plans
| Plan | Billed and limits | Price |
|---|---|---|
| Enterprise | $10,000 per month; billed monthly · 1,000,000 transactions included · $0.008 per transaction above limit · higher volumes or custom routing: talk to sales | $10,000 a month |
| IBAN+ PAYG | Pay as you go; no separate subscription · Up to 300 operations/month · 25 UAH per operation; 21 UAH up to 1,500 · 18 UAH up to 5,000 · 17.5 UAH up to 15,000 · above that, individual Enterprise terms | 25 UAH, paid once |
| Starter | $2,500 per month; billed monthly · 10,000 transactions included · $0.20 per transaction above limit | $2,500 a month |
| Growth | $5,000 per month; billed monthly · 100,000 transactions included · $0.04 per transaction above limit | $5,000 a month |
| Business | $7,500 per month; billed monthly · 500,000 transactions included · $0.012 per transaction above limit | $7,500 a month |
As p26m.com lists them, read 3 Oct 2026. The maker's own page has the final word.
Verdict
P26P combines multi-provider card routing, failover, reporting, and an IBAN+ transfer option in one platform. Its paid plans target organizations with substantial payment orchestration needs, while compliance certifications remain in progress.
Facts from P26P's own pages
- Automatic failover
- If a PSP fails, the transaction switches to another provider in milliseconds, according to the site. · p26m.com, 3 Oct 2026
- Card data
- P26M says card data is tokenized and does not reach the merchant’s systems, which work with tokens. · p26m.com, 3 Oct 2026
- Compliance status
- The site says P26M is not yet PCI DSS certified, its formal QSA assessment and SOC 2 Type II are in progress, and ISO 27001 is planned. · p26m.com, 3 Oct 2026
- Getting started
- The site offers a 30-minute call to scope a routing strategy and says credentials can be sent by the end of the week. · p26m.com, 3 Oct 2026
- Hosting and privacy
- The site says its infrastructure runs in AWS eu-central-1 in Frankfurt, with no personal data processed or stored outside the EEA, and describes P26M as GDPR aligned. · p26m.com, 3 Oct 2026
- IBAN+ bank support
- The IBAN+ page lists monobank, Privat24, PUMB, Sense Bank, UnexBank, A-Bank, izibank, Kredobank, Raiffeisen Bank, and UKRSIBBANK. · p26m.com, 3 Oct 2026
- IBAN+ payments
- IBAN+ creates payment links or QR codes for direct account-to-account transfers and automatically matches incoming bank credits to orders before sending a webhook. · p26m.com, 3 Oct 2026
- Integrations
- The site says P26M connects to 10+ PSPs and describes a single integration for access to supported providers. · p26m.com, 3 Oct 2026
- Intended users
- The site lists e-commerce and marketplaces, fintech and lending, iGaming and betting, SaaS and subscriptions, travel and mobility, and digital platforms as target segments. · p26m.com, 3 Oct 2026
- Product
- P26M is a payment orchestration platform that connects merchants with payment service providers (PSPs). · p26m.com, 3 Oct 2026
- Provider directory
- The provider directory lets users search 1,000+ acquirers and PSPs by country, settlement currency, and payment method. · p26m.com, 3 Oct 2026
- Smart routing
- It routes each transaction through the cheapest or fastest PSP based on amount, currency, BIN, time of day, and live PSP health. · p26m.com, 3 Oct 2026
- Time to connect
- P26M says adding a PSP or payment method typically takes 1–3 days of configuration. · p26m.com, 3 Oct 2026
- Unified reporting
- All card orchestration plans include every PSP, multi-PSP routing, and unified reporting. · p26m.com, 3 Oct 2026
Where P26P stands on Freedom251
- Payment Orchestration Platforms#20 of 26