Freedom report

One barScore 5.4

  • Free tierNo free tier on record
  • Open codeNo open-source code on record
  • Runs widely1 of 6 device platforms
  • DocumentedPlans, terms and facts published

OneCap is a web-based financial tool that uses AI to validate and reconcile transactions across ERPs, marketplaces, payment channels, and banks. Its reconciliation engine covers accounts receivable and payable, bank, gateway, ledger, inter-company, card settlement, general ledger, nostro, treasury, and payment workflows. The product also offers Ask for plain-language financial queries and Run for recurring finance processes. Teams can set matching tolerances, reference priorities, grouping rules, and business-specific conditions; matching can learn from resolved exceptions. OneCap accepts PDFs, emails, portal exports, statements, and API feeds, including bank statements, general ledger extracts, subledger files, settlement reports, and partner data. Named integrations include TallyPrime, Zoho Books, Odoo, ERPNext, and Focus. The first 10 ledger reconciliations are free, with no credit card required. OneCap says stored financial data is encrypted with AES-256, connections use TLS 1.3, and its infrastructure is hosted on AWS. Access can be assigned through maker, checker, and viewer roles, with logs recording who acted, when, and why. Paid plans use custom pricing.

Who it is for

OneCap suits small teams seeking payables and receivables ledger reconciliation, as well as growing finance teams handling higher transaction volumes or multiple ledger files. Enterprises needing custom integrations, assisted delivery, or a dedicated specialist are also among its intended users.

What is good

  • First 10 ledger reconciliations are free without a credit card.
  • Covers a broad range of reconciliation workflows.
  • Matching rules can reflect business-specific conditions.
  • Reads documents, email, exports, statements, and API feeds.
  • Names five ERP and accounting integrations.
  • Includes role-based access and action logs.

What to know first

  • Paid plans use custom pricing.
  • Starter has limited transaction volumes.
  • Starter covers payables and receivables ledger reconciliation.
  • Enterprise is the plan with on-demand custom integrations.

Verdict

Choose OneCap if your finance team needs configurable reconciliation across ledgers, payment channels, or banks, and wants to begin with 10 free ledger reconciliations. Look elsewhere if you need published plan prices or if Starter’s limited volumes and payables and receivables focus do not fit your requirements.

Get started with OneCap

  1. Visit the OneCap website.
  2. Use the web platform.
  3. Start with the first 10 ledger reconciliations free; no credit card is required.
  4. Choose a custom-priced plan: Starter, Growth, or Enterprise.

Limits to know first

The free allowance covers the first 10 ledger reconciliations. Starter has limited transaction volumes and covers payables and receivables ledger reconciliation.

Questions about OneCap

Is OneCap free?

OneCap offers the first 10 ledger reconciliations free, with no credit card required. Its pricing model is paid, and paid plans use custom pricing.

What platforms does OneCap support?

OneCap is available on the web.

Which systems does OneCap name as integrations?

It names TallyPrime, Zoho Books, Odoo, ERPNext, and Focus, and says it works with ERPs and accounting software.

What do the paid plans include?

Starter has limited transaction volumes and payables and receivables ledger reconciliation. Growth includes higher transaction volumes, multiple ledger files per party, and a balance confirmation workflow. Enterprise includes on-demand custom integrations, a 99.9% uptime SLA, and dedicated specialist support.

Who makes OneCap?

The company is OneCap Technologies Private Limited, located at WeWork Prestige Cube, Koramangala, Bengaluru, India.

What security controls does OneCap describe?

OneCap states that stored financial data is encrypted with AES-256, connections use TLS 1.3, and its infrastructure is hosted on AWS. It also describes role-based permissions and logs of user actions.

OneCap plans and pricing

All plans
Starter Not published Custom pricing Limited transaction volumes · payables and receivables ledger reconciliation onecap.ai · 8 Oct 2026
Enterprise Not published Custom pricing On-demand custom integrations · 99.9% uptime SLA · dedicated specialist support onecap.ai · 8 Oct 2026
Growth Not published Custom pricing Higher transaction volumes · multiple ledger files per party · balance confirmation workflow onecap.ai · 8 Oct 2026

Compared on intercompany accounting software

Free plan
No
Intercompany confirmations
Yes
Reconciliation workflows
Yes
ERP integrations
5 integrations

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