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OneCap

Free plan Web

What OneCap is

OneCap is a web-based financial tool that uses AI to validate and reconcile transactions across ERPs, marketplaces, payment channels, and banks. Its reconciliation engine covers accounts receivable and payable, bank, gateway, ledger, inter-company, card settlement, general ledger, nostro, treasury, and payment workflows. The product also offers Ask for plain-language financial queries and Run for recurring finance processes. Teams can set matching tolerances, reference priorities, grouping rules, and business-specific conditions; matching can learn from resolved exceptions. OneCap accepts PDFs, emails, portal exports, statements, and API feeds, including bank statements, general ledger extracts, subledger files, settlement reports, and partner data. Named integrations include TallyPrime, Zoho Books, Odoo, ERPNext, and Focus. The first 10 ledger reconciliations are free, with no credit card required. OneCap says stored financial data is encrypted with AES-256, connections use TLS 1.3, and its infrastructure is hosted on AWS. Access can be assigned through maker, checker, and viewer roles, with logs recording who acted, when, and why. Paid plans use custom pricing.

Who it suits

OneCap suits small teams seeking payables and receivables ledger reconciliation, as well as growing finance teams handling higher transaction volumes or multiple ledger files. Enterprises needing custom integrations, assisted delivery, or a dedicated specialist are also among its intended users.

What it does well

First 10 ledger reconciliations are free without a credit card.
Covers a broad range of reconciliation workflows.
Matching rules can reflect business-specific conditions.
Reads documents, email, exports, statements, and API feeds.
Names five ERP and accounting integrations.
Includes role-based access and action logs.

What to know first

Paid plans use custom pricing.
Starter has limited transaction volumes.
Starter covers payables and receivables ledger reconciliation.
Enterprise is the plan with on-demand custom integrations.

Limits

The free allowance covers the first 10 ledger reconciliations. Starter has limited transaction volumes and covers payables and receivables ledger reconciliation.

Plans

Plan	Billed and limits	Price
Starter	Custom pricing · Limited transaction volumes · payables and receivables ledger reconciliation	On request
Enterprise	Custom pricing · On-demand custom integrations · 99.9% uptime SLA · dedicated specialist support	On request
Growth	Custom pricing · Higher transaction volumes · multiple ledger files per party · balance confirmation workflow	On request

As onecap.ai lists them, read 8 Oct 2026. The maker's own page has the final word.

Getting started

Visit the OneCap website.
Use the web platform.
Start with the first 10 ledger reconciliations free; no credit card is required.
Choose a custom-priced plan: Starter, Growth, or Enterprise.

Verdict

Choose OneCap if your finance team needs configurable reconciliation across ledgers, payment channels, or banks, and wants to begin with 10 free ledger reconciliations. Look elsewhere if you need published plan prices or if Starter’s limited volumes and payables and receivables focus do not fit your requirements.

Questions

Is OneCap free?

OneCap offers the first 10 ledger reconciliations free, with no credit card required. Its pricing model is paid, and paid plans use custom pricing.

What platforms does OneCap support?

OneCap is available on the web.

Which systems does OneCap name as integrations?

It names TallyPrime, Zoho Books, Odoo, ERPNext, and Focus, and says it works with ERPs and accounting software.

What do the paid plans include?

Starter has limited transaction volumes and payables and receivables ledger reconciliation. Growth includes higher transaction volumes, multiple ledger files per party, and a balance confirmation workflow. Enterprise includes on-demand custom integrations, a 99.9% uptime SLA, and dedicated specialist support.

Who makes OneCap?

The company is OneCap Technologies Private Limited, located at WeWork Prestige Cube, Koramangala, Bengaluru, India.

What security controls does OneCap describe?

OneCap states that stored financial data is encrypted with AES-256, connections use TLS 1.3, and its infrastructure is hosted on AWS. It also describes role-based permissions and logs of user actions.

Facts from OneCap's own pages

Access and audit trails: The security page describes role-based permissions for makers, checkers, and viewers, plus logs recording who acted, when, and why. · onecap.ai, 8 Oct 2026
AI workflows: The site describes Ask for plain-language financial queries, Run for recurring finance processes, and Reconcile as its reconciliation engine. · onecap.ai, 8 Oct 2026
Company: The site identifies the company as OneCap Technologies Private Limited and lists its location as WeWork Prestige Cube, Koramangala, Bengaluru, India. · onecap.ai, 8 Oct 2026
File formats: OneCap says it reads PDFs, emails, portal exports, statements, and API feeds, and can ingest bank statements, GL extracts, subledger files, settlement reports, and partner data. · onecap.ai, 8 Oct 2026
Free allowance: The pricing and signup pages offer the first 10 ledger reconciliations free with no credit card required. · onecap.ai, 8 Oct 2026
Headquarters: Bengaluru, Karnataka, India · onecap.ai, 28 Sept 2026
Integrations: The site names TallyPrime, Zoho Books, Odoo, ERPNext, and Focus, and says it works with ERPs and accounting software. · onecap.ai, 8 Oct 2026
Intended users: OneCap positions Starter for small teams, Growth for growing finance teams, and Enterprise for enterprises needing assisted delivery and scale. · onecap.ai, 8 Oct 2026
Matching: Users can configure tolerances, reference priorities, grouping logic, and business-specific conditions, and matching learns from exception resolutions. · onecap.ai, 8 Oct 2026
Product: OneCap describes itself as an AI financial layer that validates and reconciles transactions across ERPs, marketplaces, payment channels, and banks. · onecap.ai, 8 Oct 2026
Reconciliation coverage: It handles A/R, A/P, bank, gateway, ledger, inter-company, card settlement, GL, nostro, treasury, and payment reconciliations. · onecap.ai, 8 Oct 2026
Security: OneCap states that stored financial data is encrypted with AES-256, connections use TLS 1.3, and its infrastructure is hosted on AWS. · onecap.ai, 8 Oct 2026
Security audit: OneCap says an external firm performed vulnerability assessment and penetration testing, all critical findings were resolved, and the overall risk rating is LOW. · onecap.ai, 8 Oct 2026
Support: Starter includes email support, Growth includes priority support, and Enterprise includes premium support with a dedicated specialist. · onecap.ai, 8 Oct 2026

Where OneCap stands on Freedom251

Intercompany Accounting Software#4 of 43