One Mortgage System

What One Mortgage System is

One Mortgage System (OMS) provides a cloud-based mortgage CRM for intermediaries and a SaaS, API-led origination platform for lenders and building societies. Its mortgage coverage includes residential, buy-to-let, bridging, and second-charge products. Client and application records are stored in a central cloud repository, while workflow automation handles repetitive tasks such as application submission and document management. Reporting tools help users track business performance and metrics.

Integrated sourcing supports mortgage, bridging, and commercial loans and can generate ESIS and EOR documents. Using this sourcing capability requires a license with the relevant provider. OMS also integrates with iPipeline’s SolutionBuilder for protection research, quotes, and direct applications, and says it has worked with more than 50 third-party suppliers. The company describes document uploads as encrypted and says it achieved ISO 27001 certification in February 2024. Its included helpdesk handles training, customisation, and other queries from 09:00 to 17:30 Monday to Friday. OMS says its broker CRM is designed for mortgage intermediaries, packagers, and networks, ranging from small independent brokers to large advisory firms. The company’s cloud CRM platform began in 2017, and its headquarters are in Horsham, West Sussex, United Kingdom. Pricing is available on request.

Who it suits

OMS suits mortgage intermediaries, packagers, and networks that need to manage client records, applications, and loan pipelines. Its separate API-led origination platform is aimed at lenders and building societies.

Limits

Integrated sourcing requires a license with the relevant sourcing provider or providers. Included helpdesk support is available from 09:00 to 17:30 Monday to Friday.

Getting started

1. Visit the One Mortgage System website.
2. Choose the web CRM or API-led origination route relevant to your organization.
3. Request a demo and pricing.
4. Arrange a license with the relevant sourcing provider if you need integrated sourcing.
5. Contact the included helpdesk for training or customisation during its stated support hours.

Verdict

Mortgage intermediaries, packagers, and networks can consider OMS for its cloud CRM, mortgage workflows, and reporting. Lenders and building societies may consider its API-led origination platform. Buyers who need integrated sourcing should account for the separate license requirement, and all buyers should request pricing.