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OKIAS

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What OKIAS is

OKIAS is an identity-verification service for teams that must explain verification decisions to regulators, auditors, or customers. It checks identity documents with OCR, ICAO 9303 passport MRZ check digits, country-specific ID checksums, and tamper analysis. A randomized liveness challenge accompanies an AI comparison of a selfie with the document portrait. Verification results include reason codes, a risk score, and approve, review, or decline outcomes. Sanctions screening against OFAC, EU, UN, and UK lists is marked beta, with name matches sent to a person for review. OKIAS states passport MRZ coverage in more than 190 countries and lists 33 document specifications. Developers can use a REST API, hosted flow, browser embed SDK, or custom capture interface, with signed webhooks. It runs on web and API platforms. Pricing starts at $0.15, with free plan and trial options.

Who it suits

It suits teams needing document, face, and liveness checks with explainable outcomes. Developers can choose hosted or API-based integration methods.

What it does well

  • Passport MRZ coverage in 190+ countries
  • OCR and tamper analysis for documents
  • Liveness challenge with AI face comparison
  • Reason codes and risk scores included
  • REST API, hosted flow, and SDK options

What to know first

  • Sanctions screening is marked beta
  • KYB and ongoing monitoring are not included
  • No SOC 2 or ISO 27001 certification
  • PEP and adverse-media checks are roadmap items

Plans

PlanBilled and limitsPrice
Manual KYC5 prepaid credits per approved verification · One person and one identity document · every verification is decided by a person$0.05, paid once
Bring your own AI key — platform fee5 prepaid credits per approved verification; AI provider bills model usage separately · Uses your Google Gemini key · one person and one identity document$0.05, paid once
AI KYC15 prepaid credits per approved verification; credits never expire · One person and one identity document · declines, expired checks, errors and sandbox tests are free$0.15, paid once
White-label 2 years$4.99 per month equivalent; separate prepaid subscription wallet · Branding and merchant-decision mode · verifications billed separately$119.76
White-label 3 years$3.49 per month equivalent; separate prepaid subscription wallet · Branding and merchant-decision mode · verifications billed separately$125.64
White-label 1 year$5.99 per month equivalent; separate prepaid subscription wallet · Branding and merchant-decision mode · verifications billed separately$71.88 a year
White-label MonthlySeparate prepaid subscription wallet; auto-renewal optional · Branding and merchant-decision mode · verifications billed separately$9.99 a month

As okias.io lists them, read 10 Oct 2026. The maker's own page has the final word.

Verdict

OKIAS combines document, face, liveness, and sanctions checks with decision details and several integration paths. Teams should note its beta sanctions screening and current scope exclusions.

Facts from OKIAS's own pages

Certifications
OKIAS says it does not currently hold SOC 2 or ISO 27001 certification. · okias.io, 10 Oct 2026
Company
The maker identifies itself as OKIAS (SMC-PRIVATE) LIMITED, registered in Bahawalpur, Pakistan, and serving customers globally. · okias.io, 10 Oct 2026
Coverage
The site states passport MRZ coverage in 190+ countries and lists 33 document specifications on its homepage. · okias.io, 10 Oct 2026
Data use
OKIAS says verification media is not used to train general-purpose models and customer and end-user data is never sold or used to train foundation models. · okias.io, 10 Oct 2026
Decisions
Verification outcomes include reason codes and a risk score, and the site says decisions can be approve, review, or decline. · okias.io, 10 Oct 2026
Document checks
Document verification uses OCR, ICAO 9303 passport MRZ check digits, country-specific ID checksums, and tamper analysis. · okias.io, 10 Oct 2026
Headquarters
Bahawalpur, Punjab, Pakistan · okias.io, 28 Sept 2026
Integrations
Developers can use the REST API, hosted verification flow, browser embed SDK, or their own capture interface, with signed webhooks for results. · okias.io, 10 Oct 2026
Limits
Business verification (KYB) and ongoing monitoring are not currently included for sale, and the about page lists PEP and adverse-media screening as roadmap items. · okias.io, 10 Oct 2026
Liveness and face match
A randomized liveness challenge is paired with AI 1:1 comparison of the selfie to the document portrait. · okias.io, 10 Oct 2026
Purpose
OKIAS provides identity verification for teams that need to justify verification decisions to regulators, auditors, or customers. · okias.io, 10 Oct 2026
Sanctions screening
Sanctions screening against OFAC, EU, UN, and UK lists is marked beta, and name hits are routed to a human rather than automatically declined. · okias.io, 10 Oct 2026
Security
OKIAS states it encrypts stored personal data with AES-256-GCM and serves API and dashboard traffic over TLS 1.2 or higher. · okias.io, 10 Oct 2026
Support
The support page says the founding team typically replies within a day, while noting response targets are not contractual SLAs. · okias.io, 10 Oct 2026

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