Freedom251 › Financial Planning Software
Moneytree
What Moneytree is
Moneytree is web-based financial planning software for advisors. It supports client plans and advisor-client conversations through goals-based planning, cash-flow planning, scenario modeling, transparent assumptions, and customizable visuals. Essential is aimed at streamlined goals-based work, including accumulation-phase clients. It costs $1,195 per user per year and includes retirement and tax planning, Social Security optimization, a client portal, Monte Carlo analysis, What-If scenarios, and guided data entry. Elite costs $2,195 per user per year for advisors serving complex, high-net-worth clients. It adds cash-flow planning, business ownership and rental real estate analysis, advanced estate planning, a Roth conversion calculator, tax strategies and options, an audit trail, and customizable withdrawal order. Account information can connect through Aqumulate, MX, BNY Mellon Pershing X, and Schwab. Integrations also include FinMason, Nitrogen, Cheetah, fpPathfinder, Redtail, Salesforce, and Wealthbox. A 14-day trial is available, but there is no free plan.
Who it suits
Moneytree suits financial advisors building client plans, from accumulation-phase work to complex high-net-worth planning. Its client portal, planning models, and listed integrations support advisor-client collaboration.
What it does well
- Goals-based and cash-flow planning
- Client portal included
- Monte Carlo and What-If analysis
- Multiple account and CRM integrations
- 14-day trial available
What to know first
- No free plan
- Starts at $1,195 per user per year
- Enterprise price requires contacting Moneytree
- Web platform only
Plans
| Plan | Billed and limits | Price |
|---|---|---|
| Essential | per user/ per year · Goals-based, retirement and tax planning · Social Security optimization · client portal · Monte Carlo analysis · What-If scenarios · guided data entry | $1,195 a year |
| Elite | per user/ per year · Everything in Essential · cash-flow planning · business ownership and rental real estate analysis · advanced estate planning · Roth conversion calculator · tax strategies and options · audit trail · customizable withdrawal order | $2,195 a year |
| Enterprise | Contact Us · Onboarding and implementation · enterprise-level support · firm-wide planning standardization · scalable licensing · training and adoption assistance · full Moneytree ecosystem | On request |
As moneytree.com lists them, read 7 Oct 2026. The maker's own page has the final word.
Verdict
Moneytree combines advisor planning tools with client-facing access and integrations. Essential covers core goals-based work, while Elite adds deeper cash-flow, estate, tax, and business analysis.
Facts from Moneytree's own pages
- Account aggregation
- Integrations with Aqumulate, MX, BNY Mellon Pershing X, and Schwab connect account or investment information with Moneytree. · moneytree.com, 7 Oct 2026
- Company history
- Moneytree says it was founded in 1981 and joined Accutech Systems Corporation in 2019. · moneytree.com, 7 Oct 2026
- Company location
- Moneytree lists its address as 115 South Walnut Street, Muncie, Indiana 47305. · moneytree.com, 7 Oct 2026
- Data transmission
- Moneytree says personal information sent to its subscription processing service, Maxio, is protected using encryption such as SSL. · moneytree.com, 7 Oct 2026
- Elite audience
- Elite is positioned for advisors serving complex, high-net-worth clients who need deeper planning capabilities. · moneytree.com, 7 Oct 2026
- Essential audience
- Essential is positioned for advisors seeking streamlined goals-based planning, including advisors serving accumulation-phase clients. · moneytree.com, 7 Oct 2026
- Headquarters
- Muncie, Indiana, United States · moneytree.com, 28 Sept 2026
- Other integrations
- The integrations page lists FinMason for portfolio analytics, Nitrogen for risk tolerance, Cheetah for trust accounting, fpPathfinder for planning knowledge, and Redtail, Salesforce, and Wealthbox for CRM. · moneytree.com, 7 Oct 2026
- Planning
- The platform supports goals-based and cash-flow planning, scenario modeling, transparent assumptions, and customizable visuals. · moneytree.com, 7 Oct 2026
- Product
- Moneytree provides financial planning software for advisors, with tools for client plans and advisor-client conversations. · moneytree.com, 7 Oct 2026
- Security
- Moneytree says personal information is kept on servers in a controlled, secure environment and that its data storage facilities and engineering are located exclusively in the United States. · moneytree.com, 7 Oct 2026
- Support
- The Client Support Team is available Monday through Friday, 8:00 AM to 8:00 PM ET, at 877-421-9815 ext. 0. · support.moneytree.com, 7 Oct 2026
Where Moneytree stands on Freedom251
- Financial Planning Software#31 of 34
- Financial Advisor Software#29 of 31