Freedom251 › Financial Planning Software
Kerdora
What Kerdora is
Kerdora is web-based financial planning software for advisors building, delivering, and maintaining client plans. The company describes it for clients in the accumulation stage. Planning areas include goals, spending, investments, taxes, insurance, and estate planning, with cash-flow modeling and scenario analysis. Advisors can gather information through document extraction, linked accounts, onboarding forms, or instructions to Dora. Clients can link accounts at more than 12,000 institutions to keep balances, holdings, and transactions current. Dora AI can review records, surface missing information and planning opportunities, update client details, and help with meeting preparation. Advisors can approve, edit, or reject AI-drafted work before it enters a plan; Dora is not a client-facing chatbot. Kerdora says calculations use its own models, client data is encrypted in transit and at rest, and security controls have been audited under SOC 2 Type II. The platform costs $199 a month, billed monthly, including planning tools, Dora AI, and aggregation for 10 households. Each additional household costs $3.50 a month.
Who it suits
Kerdora may suit financial advisors planning for accumulation-stage clients who want account aggregation and AI assistance within an advisor-led workflow. It is not designed as a client-facing chatbot.
What it does well
- Planning covers goals, spending, investments, taxes, insurance, and estate planning.
- Accounts can link to more than 12,000 institutions.
- Advisors can review and edit AI-drafted work before it enters plans.
- Client data is encrypted in transit and at rest.
- The monthly platform plan includes aggregation for 10 households.
What to know first
- Costs $199 a month, billed monthly.
- Additional households cost $3.50 a month each.
- Word documents must be exported to PDF for extraction.
- Dora is not a client-facing chatbot.
Limits
The 14-day trial is the available trial period. The platform plan includes account aggregation for 10 households; each additional household costs $3.50 a month. Individual uploads can be up to 50 MB, and Word documents must be converted to PDF for extraction.
Plans
| Plan | Billed and limits | Price |
|---|---|---|
| Kerdora platform | Billed monthly · All Kerdora planning tools · Dora AI · Account aggregation for 10 households | $199 a month |
| Additional account aggregation | per month beyond 10 included households · Extra household | $3.50 a month |
As kerdora.com lists them, read 7 Oct 2026. The maker's own page has the final word.
Getting started
- Open the Kerdora website
- Start the 14-day trial
- Choose the Kerdora platform plan at $199 a month
- Connect client accounts or gather information through forms and uploads
- Upload supported files up to 50 MB, converting Word documents to PDF
- Review and approve Dora’s drafted planning work
Verdict
Kerdora combines advisor planning tools, account aggregation, and Dora AI, with advisors retaining control over drafted work. Consider the per-month platform cost and added household charge alongside the file-upload requirements.
Questions
How much does Kerdora cost?
The Kerdora platform costs $199 a month, billed monthly. Additional account aggregation costs $3.50 a month for each household beyond 10 included households.
Is there a free plan or trial?
Kerdora has no free plan and offers a 14-day trial.
What does the platform plan include?
It includes all Kerdora planning tools, Dora AI, and account aggregation for 10 households.
What file types can advisors upload?
Supported uploads include PDFs, Excel files, CSVs, images, and plain text up to 50 MB per file. Word documents must be exported to PDF for extraction.
Is Dora a client-facing chatbot?
No. Dora works inside the advisor workflow, where advisors can approve, edit, or reject its drafted work.
Where is client planning data hosted?
Kerdora says its core platform and client planning data are hosted, stored, and processed in US-based systems.
Facts from Kerdora's own pages
- Account aggregation
- Clients can link accounts at more than 12,000 institutions to keep balances, holdings, and transactions current for planning. · kerdora.com, 7 Oct 2026
- Advisor review
- Advisors can approve, edit, or reject AI-drafted work before it becomes part of a plan. · kerdora.com, 7 Oct 2026
- AI data handling
- Kerdora says AI providers do not retain client data after processing or use it to train their models. · kerdora.com, 7 Oct 2026
- AI limitation
- Dora works inside the advisor workflow and is not a client-facing chatbot. · kerdora.com, 7 Oct 2026
- Calculations
- Kerdora says its planning calculations run on its own models rather than model-generated guesses. · kerdora.com, 7 Oct 2026
- Company founder
- Taylor Stewart, CFP®, is identified as Kerdora’s founder and a financial advisor. · kerdora.com, 7 Oct 2026
- Data gathering
- Advisors can populate plans using document extraction, account links, onboarding forms, or instructions to Dora. · kerdora.com, 7 Oct 2026
- Data location
- Kerdora says its core platform and client planning data are hosted, stored, and processed in US-based systems. · kerdora.com, 7 Oct 2026
- Dora AI
- Dora can review client records, surface missing information and planning opportunities, update client details, and prepare for meetings. · kerdora.com, 7 Oct 2026
- File limit
- Uploads can be PDFs, Excel files, CSVs, images, or plain text up to 50 MB per file; Word documents must be exported to PDF for extraction. · kerdora.com, 7 Oct 2026
- Headquarters
- McKinney, Texas, United States · kerdora.com, 28 Sept 2026
- Intended clients
- The company describes the product as planning software for the accumulation stage. · kerdora.com, 7 Oct 2026
- Planning areas
- Its planning tools cover goals, spending, investments, taxes, insurance, and estate planning. · kerdora.com, 7 Oct 2026
- Product
- Kerdora is financial planning software for advisors, with features for building, delivering, and maintaining client plans. · kerdora.com, 7 Oct 2026
- Security
- Kerdora says client data is encrypted in transit and at rest, and that its security, availability, and confidentiality controls have been independently audited under SOC 2 Type II. · kerdora.com, 7 Oct 2026
Where Kerdora stands on Freedom251
- Financial Planning Software#27 of 34
- Financial Advisor Software#26 of 31