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M-Changa

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M-Changa's own site

What M-Changa is

M-Changa is an online and mobile fundraising platform for individuals and institutions, available on iOS and the web. A fundraiser can use a customizable share page with a story, pictures, videos, and a target. Donations can be collected through mobile money, Visa, MasterCard, and PayPal, with card and PayPal options listed for worldwide use. In Kenya, users can register, share, and manage fundraisers through *483*57#, and USSD fundraisers can access donation, withdrawal, and expense statements. The service lists causes ranging from medical bills and emergencies to weddings, school fees, and sports clubs. Setup is free, though the platform fee is 4.25% of donations, or 3.5% for fundraisers raising at least KES 3,000,000 within 30 days. One phone line can manage one active fundraiser at a time. Withdrawals require a balance of at least KES 250 (UGX 1.5M, TZS 1M).

Who it suits

M-Changa suits individuals and institutions raising money for personal, community, or organizational causes. Its Kenya USSD option may help fundraisers who lack regular internet access.

What it does well

  • Free fundraiser setup
  • Accepts mobile money, cards, and PayPal
  • Supports recurring donations
  • USSD access in Kenya
  • Fundraisers can share via Facebook, X, WhatsApp, and SMS

What to know first

  • One active fundraiser per phone line
  • Platform fee is 4.25% unless the threshold is met
  • Withdrawals require a minimum balance
  • Withdrawal charges may apply

Limits

Fundraiser setup is free, but one phone line can manage only one active fundraiser at a time. Withdrawals require a balance of at least KES 250 (UGX 1.5M, TZS 1M); platform and withdrawal fees may also apply.

Plans

PlanBilled and limitsPrice
M-Changa fundraiserFundraiser setup is free · one active fundraiser per phone line · withdrawals require a balance of at least KES 250 (UGX 1.5M, TZS 1M)Free

As mchanga.africa lists them, read 4 Oct 2026. The maker's own page has the final word.

Getting started

  1. Open mchanga.africa.
  2. Set up a fundraiser; setup is free.
  3. In Kenya, dial *483*57# to register and manage a fundraiser by USSD.
  4. Add a story, pictures, videos and a target to the share page.
  5. Share the fundraiser through Facebook, X, WhatsApp or SMS.

Verdict

M-Changa offers online campaign pages, multiple donation methods, and a USSD route in Kenya. Fundraisers should account for platform and withdrawal fees, along with the one-active-fundraiser-per-line limit.

Questions

Is M-Changa free?

Fundraiser setup is free. A platform fee of 4.25% applies to donations, reduced to 3.5% for fundraisers raising KES 3,000,000 or more within 30 days.

What payment methods can donors use?

Fundraisers can accept mobile money, Visa, MasterCard and PayPal. Card and PayPal options are listed for worldwide use.

Which platforms does M-Changa support?

M-Changa is available on iOS and the web. In Kenya, users can also register, share and manage fundraisers through USSD.

Who operates M-Changa?

Mobi Changa Limited Kenya owns and operates the service. The company says it is not a financial institution and does not accept deposits.

What withdrawal charges apply?

EFT withdrawals below KES 500,000 cost KES 550, while EFT withdrawals at or above that amount are free. International bank transfer withdrawals cost USD 25.

Facts from M-Changa's own pages

Company
The terms identify Mobi Changa Limited Kenya as the owner and operator and say it is not a financial institution and does not accept deposits. · mchanga.africa, 4 Oct 2026
Customer support
The site lists support by email and phone and says live customer care is available six days a week through email, phone and social media. · mchanga.africa, 4 Oct 2026
Donations
Online fundraisers can accept mobile money and Visa, MasterCard and PayPal donations, with card and PayPal options listed as worldwide. · mchanga.africa, 4 Oct 2026
Fees
The listed platform fee is 4.25% on donations, reduced to 3.5% for fundraisers that raise KES 3,000,000 or more within 30 days. · mchanga.africa, 4 Oct 2026
Headquarters
Westcom Building, Mahiga Mairu Avenue, off Waiyaki Way, 3rd Floor, Block B · mchanga.africa, 28 Sept 2026
Online fundraiser
Online fundraisers can include a story, pictures, videos and targets on a customizable share page. · mchanga.africa, 4 Oct 2026
Other charges
The fees page lists KES 550 for EFT withdrawals below KES 500,000, free EFT withdrawals at or above that amount, and a USD 25 international bank transfer withdrawal fee. · mchanga.africa, 4 Oct 2026
Purpose
M-Changa is an online and mobile fundraising platform for individuals and institutions. · mchanga.africa, 4 Oct 2026
Security
The USSD page says donations are secured through verification with documents and treasurers. · mchanga.africa, 4 Oct 2026
Service limit
The terms state that one phone line can manage only one active fundraiser at a time, while contributing to unlimited fundraisers is allowed. · mchanga.africa, 4 Oct 2026
Sharing
The site says fundraisers can be shared via Facebook, X, WhatsApp and SMS. · mchanga.africa, 4 Oct 2026
Statements
USSD fundraisers can access donation, withdrawal and expense statements in one place. · mchanga.africa, 4 Oct 2026
Use cases
The site lists medical bills, construction, emergencies, funerals, weddings, birthdays, churches, school fees, group projects and sports clubs as fundraising causes. · mchanga.africa, 4 Oct 2026
USSD access
In Kenya, users without regular internet access can register, share and manage a fundraiser by dialing *483*57#. · mchanga.africa, 4 Oct 2026

Where M-Changa stands on Freedom251

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