M-Changa is an online and mobile fundraising platform for individuals and institutions, available on iOS and the web. A fundraiser can use a customizable share page with a story, pictures, videos, and a target. Donations can be collected through mobile money, Visa, MasterCard, and PayPal, with card and PayPal options listed for worldwide use. In Kenya, users can register, share, and manage fundraisers through *483*57#, and USSD fundraisers can access donation, withdrawal, and expense statements. The service lists causes ranging from medical bills and emergencies to weddings, school fees, and sports clubs. Setup is free, though the platform fee is 4.25% of donations, or 3.5% for fundraisers raising at least KES 3,000,000 within 30 days. One phone line can manage one active fundraiser at a time. Withdrawals require a balance of at least KES 250 (UGX 1.5M, TZS 1M).
Who it is for
M-Changa suits individuals and institutions raising money for personal, community, or organizational causes. Its Kenya USSD option may help fundraisers who lack regular internet access.
What is good
- Free fundraiser setup
- Accepts mobile money, cards, and PayPal
- Supports recurring donations
- USSD access in Kenya
- Fundraisers can share via Facebook, X, WhatsApp, and SMS
What to know first
- One active fundraiser per phone line
- Platform fee is 4.25% unless the threshold is met
- Withdrawals require a minimum balance
- Withdrawal charges may apply
Verdict
M-Changa offers online campaign pages, multiple donation methods, and a USSD route in Kenya. Fundraisers should account for platform and withdrawal fees, along with the one-active-fundraiser-per-line limit.
Get started with M-Changa
- Open mchanga.africa.
- Set up a fundraiser; setup is free.
- In Kenya, dial *483*57# to register and manage a fundraiser by USSD.
- Add a story, pictures, videos and a target to the share page.
- Share the fundraiser through Facebook, X, WhatsApp or SMS.
What the free plan stops at
Fundraiser setup is free, but one phone line can manage only one active fundraiser at a time. Withdrawals require a balance of at least KES 250 (UGX 1.5M, TZS 1M); platform and withdrawal fees may also apply.
Questions about M-Changa
Is M-Changa free?
Fundraiser setup is free. A platform fee of 4.25% applies to donations, reduced to 3.5% for fundraisers raising KES 3,000,000 or more within 30 days.
What payment methods can donors use?
Fundraisers can accept mobile money, Visa, MasterCard and PayPal. Card and PayPal options are listed for worldwide use.
Which platforms does M-Changa support?
M-Changa is available on iOS and the web. In Kenya, users can also register, share and manage fundraisers through USSD.
Who operates M-Changa?
Mobi Changa Limited Kenya owns and operates the service. The company says it is not a financial institution and does not accept deposits.
What withdrawal charges apply?
EFT withdrawals below KES 500,000 cost KES 550, while EFT withdrawals at or above that amount are free. International bank transfer withdrawals cost USD 25.
M-Changa plans and pricing
All plansCompared on nonprofit crowdfunding software
- Free plan
- Yes
- Pricing model
- transaction
- Recurring donations
- Yes
- Payment methods
- cards+wallets
