Freedom251 › Personal Finance Software
LedgeKar
by LedgeKar
What LedgeKar is
LedgeKar is an Android personal-finance app for organizing budgets, bills, transactions, savings and shared expenses. The Free plan costs ₹0 forever and includes group expense splitting, UPI settlement, budgets, accounts, transactions, savings goals, net-worth tracking, couples and household sharing, and no ads. Account synchronization is manual, and reports can be exported. Gold costs ₹299 per month in India and can be cancelled anytime. It adds an AI financial advisor, a 12-month spending forecast, investment portfolio tracking, receipt OCR, AI auto-settle, CSV export and priority support. LedgeKar uses a freemium model and was founded in 2026. Its listed tools focus on recording and reviewing personal or household finances rather than automatic account connections. Users can track net worth, monitor bills and divide group costs from the Android app, then choose Gold for the listed forecasting, portfolio and automation functions.
Who it suits
LedgeKar suits Android users managing personal, couple or household finances, savings goals and shared expenses. Gold is aimed at users wanting forecasts, investment tracking, receipt scanning or AI settlement.
What it does well
- Free plan includes budgets and transaction tracking
- Supports group expense splitting and UPI settlement
- Tracks savings goals and net worth
- No ads on the Free plan
- Gold includes portfolio tracking and forecasts
What to know first
- Account synchronization is manual
- Listed platform is Android
- AI advisor requires Gold
- Gold costs ₹299 per month in India
Plans
| Plan | Billed and limits | Price |
|---|---|---|
| Free | ₹0 /forever · Group expense splitting · UPI settlement · Budgets, accounts, and transactions · Savings goals and net-worth tracking · Couples and household sharing · No ads | Free |
| Gold | ₹299/month in India; cancel anytime · AI financial advisor · 12-month spending forecast · Investment portfolio tracking · Receipt OCR and AI auto-settle · CSV export · Priority support | ₹299 a month |
As ledgekar.com lists them, read 22 Sept 2026. The maker's own page has the final word.
Verdict
LedgeKar provides a broad set of free tools for everyday and shared money management. Gold adds forecasting, portfolio and automation features for users who need them.
Facts from LedgeKar's own pages
- Account sync
- manual · ledgekar.com, 22 Sept 2026
- Bill tracking
- Yes · ledgekar.com, 22 Sept 2026
- Budgeting tools
- Yes · ledgekar.com, 22 Sept 2026
- Founded
- 2026 · ledgekar.com, 28 Sept 2026
- Free plan
- Yes · ledgekar.com, 22 Sept 2026
- Mobile apps
- android · ledgekar.com, 22 Sept 2026
- Net-worth tracking
- Yes · ledgekar.com, 22 Sept 2026
- Report export
- Yes · ledgekar.com, 22 Sept 2026
Where LedgeKar stands on Freedom251
- Personal Finance Software#126 of 181