Kredit Academy

Web · Android · iPhone · API · paid plans from $850/mo

Freedom report

Two barsScore 5.6

  • Free tierNo free tier on record
  • Open codeNo open-source code on record
  • Runs widely3 of 6 device platforms
  • DocumentedPlans, terms and facts published

Kredit Academy provides adaptive financial education through Kredit Quest and a platform for organizations serving members. Kredit Quest starts with a short placement test and adapts lessons to the learner’s demonstrated understanding. Its tools include short lessons, categories, flashcards, practice, progress tracking, points, streaks, and rewards; learners can redeem points for gift cards in the app. For users under 18, reward pressure and urgency mechanics are switched off. Organization deployments include engagement reporting, and partners can add lesson modules and control reward settings. English, Spanish, and Haitian Creole are supported across organization tiers. Intermediate adds custom rewards, introductory content, and marketing support; Advanced offers API and SSO connections, custom learning journeys, and a dedicated account manager. Monthly plans start at $850.00 USD per month, with setup and Kiddie Kredit charges; annual options are also listed. Kredit Academy says it is SOC 2 Type II certified and is available on Android, iOS, web, and API.

Who it is for

Kredit Quest is for teens and adults seeking financial education. The organization platform is presented for financial institutions and other organizations serving members.

What is good

  • Lessons adapt to demonstrated understanding.
  • Gift cards can be redeemed with app points.
  • Supports English, Spanish, and Haitian Creole.
  • Organization plans include engagement reporting.
  • Advanced offers API and SSO connections.

What to know first

  • Monthly plans add setup and Kiddie Kredit charges.
  • Advanced pricing is scoped to deployment.
  • Registration and usage data are collected.
  • Google Analytics and Microsoft Clarity are used.

Verdict

Kredit Academy pairs learner-facing financial education with organization tools for reporting, rewards, and custom content. Its organization plans have distinct monthly and annual pricing, while Advanced pricing requires deployment scoping.

Kredit Academy plans and pricing

All plans
Basic Monthly $850/mo plus $5,250 setup and $5,000/yr Kiddie Kredit; first charge: $6,100 Your logo on the app · standard rewards · quarterly PDF reporting kreditacademy.com · 5 Oct 2026
Intermediate Monthly $1,950/mo plus $8,500 setup and $5,000/yr Kiddie Kredit; first charge: $10,450 Live dashboard · custom rewards · introductory content · marketing support kreditacademy.com · 5 Oct 2026
Basic Annual $10,200/yr setup waived, Kiddie Kredit included Your logo on the app · standard rewards · quarterly PDF reporting kreditacademy.com · 5 Oct 2026
Intermediate Annual $23,400/yr setup waived, Kiddie Kredit included Live dashboard · custom rewards · introductory content · marketing support · Brand Activation included kreditacademy.com · 5 Oct 2026
Advanced Not published Scoped to your deployment Fully white-labeled · API and SSO · custom learning journeys · dedicated account manager kreditacademy.com · 5 Oct 2026

Compared on employee financial wellness software

Free plan
No
Education content
Yes
Financial planning
Yes
Employer reporting
advanced
Available platforms
both

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