Higson

What Higson is

Higson is a business rules engine for insurance teams that need to manage product configuration, underwriting, and claims logic. Business users can build and change rules in Higson Studio using visual diagrams, decision tables, or a tree structure, without coding. The Studio also supports regression testing and mass tests, with input data imported from Excel. In Higson 4.3, a beta assistant can turn plain-language rule descriptions into Groovy or Python logic.

Higson connects with existing systems through REST and Java APIs and supports Oracle, Microsoft SQL Server, PostgreSQL, and MySQL. Rule snapshots can be exported to files and imported into other environments. The product provides auditability, versioning, and permissions scoped to users and business domains. Higson states it is CREST certified. Enterprise can be deployed on-premise or in a private cloud, and Higson Runtime is available through AWS Marketplace. Enterprise costs $10,000 a year as a fixed annual fee. It includes full technical support and has no limit on users, rules, or non-production environments.

Who it suits

Higson suits insurance organizations that need business teams to manage product, underwriting, or claims rules and test changes. It is also a fit for teams that need on-premise or private-cloud deployment, system integrations, and access controls for regulated work.

Limits

The Runtime AWS Marketplace trial lasts 7 days and automatically converts to a paid subscription unless canceled. Enterprise is priced at $10,000 a year; it has no limit on users, rules, or non-production environments.

Getting started

1. Visit https://www.higson.io/.
2. Choose the 7-day Higson Runtime trial through AWS Marketplace, or contact Higson about Enterprise.
3. Cancel the Runtime trial before it ends to avoid conversion to a paid subscription.
4. Deploy Enterprise on-premise or in a private cloud.
5. Connect systems using REST or Java APIs and a supported SQL database.

Verdict

Choose Higson if insurance teams need to manage and test business rules while connecting them to existing systems. Its Enterprise plan supports on-premise or private-cloud deployment and has no user, rule, or non-production environment limits. The annual fee and lack of a free plan may lead smaller teams to look elsewhere.