Footprint

Footprint is an AI risk and compliance platform built around agents that investigate cases and execute existing procedures. It is aimed at financial institutions, fintechs and enterprises with workflows such as KYC, AML screening and transaction monitoring. Its strongest case is auditable, configurable work across multiple compliance tasks; custom pricing and demo-led access make it a poor fit for teams seeking an immediately priced self-serve tool.

Overview

Footprint describes itself as an AI operating system for risk. Its Percy agents gather and cross-reference information, investigate cases and document their reasoning, while teams can convert current procedures into repeatable agent steps and refine them in plain language without code. That approach could help organizations standardize work without replacing their underlying compliance procedures wholesale.

The product spans customer and business verification, screening, monitoring and fraud workflows. Footprint says Percy is verified against more than 100 data sources in more than 100 countries, with prebuilt integrations including LexisNexis, ComplyAdvantage and government registries. The maker says it is trusted by FDIC- and OCC-regulated banks. Its site lists SOC 2 Type II, PCI DSS and ISO 27001 certifications.

Key features

Agents for investigations and procedures

Percy investigates cases around the clock, collecting and cross-referencing data and recording its reasoning. Teams can turn existing procedures into agents that execute them as auditable steps, then adjust those agents in plain language. The coverage includes KYC, KYB, AML watchlist screening, enhanced due diligence, transaction monitoring investigations, adverse media, sanctions screening, alert triage and fraud detection. This breadth suits organizations trying to coordinate several risk workflows; it is less compelling for a buyer looking only for a narrow identity check.

Auditability and assurance

Investigation reports include citations, timestamps and a task-by-task trail. Agent changes are versioned and tested before release, and teams can backtest agents against their own resolved cases before production. These controls give compliance teams a way to inspect both case reasoning and changes to the process rather than treating an agent’s conclusion as a black box.

Trust Fabric

Trust Fabric maintains organizational memory across KYC, enhanced due diligence, sanctions and monitoring. Agents can propose memories, but humans approve them. It also evaluates whether agents follow policy, use evidence correctly and reach consistent decisions, with traces available for QA inspection. Banks seeking organizational memory can use Trust Fabric as a standalone product, rather than adopting Percy for the full workflow.

Pricing

Footprint is paid, with custom pricing and no public plan prices. The site directs prospective customers to request a demo; its sandbox is identified as a technical preview. That sales-led route makes sense for institutions evaluating complex workflows, but buyers cannot compare a published tier or estimate cost before speaking with the company.

No seat counts, usage quotas, trial length or renewal terms are stated. Teams should ask about access, implementation scope and pricing for their expected workflow volume during the demo process.

Platforms

Footprint is available on web, Android and iOS, with API access. It supports dashboard and API integration methods, which gives teams a choice between a user-facing workflow and connecting the product programmatically.

Who it's for

Footprint is best suited to financial institutions, fintechs and enterprises that need to operationalize documented risk procedures across multiple compliance workflows, and that value traceable decisions, backtesting and human review. Trust Fabric may suit banks specifically when the priority is preserving shared organizational memory and assuring agent behavior.

It is not the natural first choice for a small team looking for a transparent monthly price, a clearly capped free plan or a single-purpose verification service. Demo-based access and custom pricing call for a more involved buying process.

Pros and cons

• Pros: Agents cover a broad set of KYC, AML, monitoring and fraud workflows, so a buyer can evaluate one platform across related tasks.
• Pros: Citations, timestamps, task trails, versioning and backtesting give compliance teams concrete ways to inspect decisions and changes before production.
• Pros: Trust Fabric combines human-approved organizational memory with policy and evidence checks, and can be used as a standalone product by banks.
• Cons: Custom pricing and demo-led access make it difficult to budget or assess fit without engaging the vendor.
• Cons: The sandbox is a technical preview, so it is not presented as a standard self-serve trial.

Alternatives

For a directory of other tools in this category, see KYC Software.

Choose Didit if you want a free KYC option: its free plan costs nothing and includes 500 full KYC verifications each month, with no card required. Choose Shufti if you want a free tier capped at 10 verifications per month, or want to compare its paid Essentials plan.

Alloy Embedded is another paid option with Android, iOS, API and web platforms.

Choose Jumio if you want a paid product with custom enterprise pricing and Android, iOS, API and web platforms. Ondato offers a Business Onboarding (KYB) plan from €600 per month, with price depending on volume, selected solutions, features and additional checks.

Socure offers Document Verification at $0.80 per evaluation, including government ID scanning and selfie checks for IDs from 195+ countries. Choose Stripe Identity if a per-lookup US Social Security number check fits the need: its ID number lookup costs $0.50 per lookup.

Verdict

Footprint is a strong candidate for financial institutions, fintechs and enterprises that want configurable agents across risk and compliance workflows, with evidence trails, backtesting and controls for agent behavior. Its breadth and auditability are the reasons to choose it. Look elsewhere if you need a published price, a standard self-serve trial or a narrowly scoped verification tool with a simple per-check cost.