Financial Modelling Pro

Financial Modelling Pro is a web-based modelling tool for businesses raising capital, deal teams preparing investment papers, and finance leaders tracking projections. Its combination of operating models, valuation outputs and performance tracking makes it a stronger fit for substantive financial work than for a simple forecast.

Overview

Three-statement and valuation models, scenario analysis, and outputs such as DSCR, ICR, IRR and MOIC bring operating projections and deal analysis into one application. Performance Tracker overlays monthly actuals on submitted projections, helping finance teams spot variance as results develop rather than leaving a submitted model untouched.

Sammy accepts modelling changes in plain English, previews each change and supports undo. That makes iterative edits more controlled, though message limits on Free and Solo may matter to users who revise models often. The engine supports senior and mezzanine tranches, convertibles, warrants, revenue and EBITDA kickers, and preferred equity. An audit trail is also supported.

Key features

Seventeen sector templates cover industrials, services, financial and technology businesses, and asset-heavy sectors, with an Other fallback. This gives users a useful starting structure across varied business types, but users should expect to adapt a template to their own assumptions rather than treat it as a finished model.

Exports include PDF, Excel and Word; Free exports are watermarked PDFs, while Solo and Pro include all three formats. The web application can be viewed on mobile, and basic model viewing works there, but heavy editing is designed for a laptop. That distinction makes it practical to check a model away from a desk, not to build one comfortably on a phone.

Data is encrypted in transit with TLS 1.2 or higher and at rest with AES-256. Default residency is the EU multi-region, Belgium and the Netherlands, on Google Cloud Firebase. The company says it does not sell data, share project data for commercial purposes, or use models to train AI systems. Without an account, project data stays in browser localStorage and does not leave the device. After cancellation, projects remain accessible for 90 days before permanent deletion.

Pricing

The Free plan costs nothing and includes one project, browser-local saving, all 17 sector templates, watermarked PDF export and 20 Sammy messages per month. It is a reasonable way to try the modelling workflow, but one project, local-only saving and a single export format make it a constrained choice for ongoing work or collaboration. Support is community-based.

Solo costs $25 a month, or $240 a year instead of $300. It raises the cap to five projects, adds cloud saving and PDF, Excel and Word exports, and includes three project shares and 100 Sammy messages per month. Email support targets a response within 48 business hours. Solo suits an individual or small operation with a bounded portfolio; the project and sharing caps may be limiting for broader deal work.

Pro costs $79 a month, or $758 a year instead of $948. It removes project and sharing limits and provides unlimited Sammy messages with a priority queue, plus priority support targeting 24 business hours. For frequent modelling or multiple concurrent projects, those limits make Pro the more workable paid tier; its higher price is difficult to justify for occasional use.

Institutions is custom pricing, billed from $349 per seat per month. Launching Q4 2026, it includes SSO, white-label exports, full audit log export, a custom DPA/MSA, dedicated onboarding and SLA-based support. These governance and service features target institutions with formal deployment needs, rather than individuals choosing between project quotas.

There is no free trial. Annual pricing is presented as a reduced total against the stated monthly equivalent, so the annual plans suit users ready to commit for a year; Free remains the lower-risk starting point.

Platforms

Financial Modelling Pro runs on the web. Mobile supports the marketing site and basic model viewing, while substantial editing is intended for a laptop.

Who it's for

Small businesses raising capital can use its templates, projections and deal outputs to structure financing work. Deal teams may value the range of instruments and export formats when preparing investment-committee papers. Finance leaders get monthly actual-versus-projection tracking. It is less compelling for users who need only a lightweight forecast, mainly edit on mobile, or need more than five projects without paying for Pro.

Pros and cons

• Pros: Three-statement and valuation modelling, scenario analysis and deal instruments serve both operating and financing analysis.
• Pros: Performance Tracker compares monthly actuals with submitted projections, supporting continued oversight after submission.
• Pros: Sammy previews changes and supports undo, giving users a way to review AI-assisted edits before relying on them.
• Cons: Free is limited to one project, browser-local saving and watermarked PDF export, restricting its usefulness for collaborative ongoing work.
• Cons: Solo caps projects at five and sharing at three per month; users who outgrow those limits face a substantial step up to Pro.
• Cons: Heavy editing is designed for a laptop, so mobile is not a full modelling workspace.

Alternatives

For a wider set of options, browse Financial Modeling Software. Choose Uniflow instead if mobile access across web, iOS and Android matters more, or if a six-month forecast with one revenue stream and one scenario is sufficient. Adlega is an alternative for a free starting point built around core forecasts, MRR and runway, with one model and a read-only share link.

Cast may suit users prioritizing AI credits and saved-model limits, with 60 AI credits per month and three saved models on its free plan. Consider Valutico instead when the need is a free data room or diligence access. LivePlan is an option for users who want a company-planning product across web, desktop and mobile platforms, with Standard at $20 a month for one active company, five contributors and unlimited guests.

Causal is another paid web-based alternative. Cube is worth considering when a paid platform with custom roles, dimensions and dashboards is the priority; its Bronze plan includes unlimited dimensions and users. Guesstimate is the alternative to consider if open-source application code and the option to run it locally matter most.

Verdict

Financial Modelling Pro is a strong fit for small businesses raising capital, deal teams and finance leaders who need structured models, valuation and scenario work, and continued comparison of projections with actuals. Its breadth of modelling and exports is the main reason to choose it; the main reason to look elsewhere is the cost of scaling beyond Free or Solo, especially for users who need only a simple forecast or primarily work on mobile.