Fat Agent is an insurance operating system for independent agencies working in property and casualty, life and health, or both. It combines customer relationship management, agency management, commissions, quoting, phone and SMS, booking, websites, funnels, and AI functions. Its CRM connects each customer profile to leads, quotes, applications, policies, service, calls, text messages, appointments, follow-up, and tasks. The quote engine supports life, auto, home, renters, condo, landlord, annuities, long-term care, disability, and other products from one profile. Pattie AI provides capabilities for web chat, customer service, qualifying, quoting, underwriting expertise, and product help. Phone and SMS conversations attach to CRM records and can continue between desktop and mobile. The iPhone app lets agents manage leads, contact clients, review conversation history, and access appointments and notes. Fat Agent lists connections with Liberty Mutual, Nationwide, Assurant, Allianz, Branch, and Clearcover. Its IDX accepts policy, commission, and pending-case data through API, SFTP, or webhook, using XML, AL3, or JSON in batch or real time. The Insurance CRM costs 100.00 USD per month; AMS plans are 50.00 USD per month. Pattie AI costs 100.00 USD per month for the organization, plus 50.00 USD per month for each additional agent, with usage-based capacity limits.
Who it is for
Fat Agent suits independent insurance agencies handling property and casualty, life and health, or both, especially those seeking connected customer records, quoting, communications, and agency management. Its iPhone app and data intake options may also fit agencies that need mobile access and policy or commission data routed to producer accounts.
What is good
- CRM connects customer records across sales, service, policies, and communications.
- Quote engine supports multiple personal and commercial insurance products.
- Phone and SMS conversations attach to CRM records.
- iPhone app includes leads, conversation history, appointments, and notes.
- IDX accepts data through API, SFTP, or webhook.
- AMS plans include policy management and commission features.
What to know first
- There is no free plan.
- Pattie AI capacity is usage-based and limits apply.
- Fat Ticket Part 2 health questions are described as coming in a future release.
- Phone & SMS costs 50.00 USD per month per line.
Verdict
Choose Fat Agent if your independent agency wants insurance CRM, quoting, communications, and agency management connected around customer profiles. Look elsewhere if your workflow depends on Fat Ticket Part 2 health questions now or needs AI capacity without usage limits.
Get started with Fat Agent
- Visit the Fat Agent website.
- Choose a plan for the functions your agency needs, such as Insurance CRM or an AMS plan.
- Add organization users, Pattie seats, or phone lines if needed; each has a listed monthly price.
- Use the web platform or the iPhone app to work with leads, records, appointments, and conversations.
- Connect policy, commission, or pending-case data through API, SFTP, or webhook if needed.
Limits to know first
Pattie AI capacity is usage-based and limits apply. Fat Ticket Part 1 is live, while Part 2 health questions are described as coming in a future release.
Questions about Fat Agent
How much does Fat Agent cost?
The Insurance CRM costs 100.00 USD per month. AMS — P&C and AMS — Life & Health each cost 50.00 USD per month; the Pattie Intelligence Platform costs 100.00 USD per month for the organization, plus 50.00 USD per month for each additional agent.
Is there a free plan?
No. Fat Agent is listed as paid and has no free plan.
Which platforms are available?
The listed platforms are API, iOS, and web. The mobile app is for iPhone.
What insurance products can the quote engine handle?
It supports life, auto, home, renters, condo, landlord, annuities, long-term care, disability, and other products from one customer profile.
Which carriers does Fat Agent connect with?
It lists connections with Liberty Mutual, Nationwide, Assurant, Allianz, Branch, and Clearcover.
Does Pattie AI have usage limits?
Yes. AI capacity is usage-based and limits apply.
Fat Agent plans and pricing
All plansCompared on insurance CRM software
- Free plan
- No
- Sales pipelines
- Yes
- Renewal tracking
- Yes
- Agent management
- Yes
- Email automation
- Yes
- Mobile apps
- Yes
