Everplans

Everplans suits individuals and families who want guided help organizing household information, documents, and personal decisions in one place. Its combination of planning prompts, a secure vault, and selective sharing makes it a practical planning hub, though the free tier’s three-item cap is restrictive for a fuller archive.

Overview

Everplans organizes key life and household information around bite-size planning tasks, document storage, and sharing with trusted people it calls Deputies. Reminders and alerts about important dates can help users keep plans current. It also offers a business solution for financial advisors, but that professional service is accessed on the web.

Everplans says it is not a licensed healthcare provider, medical professional, law firm, or financial advisory firm. Its guidance can help users organize decisions, but it is not a substitute for licensed professional advice.

Key features

Guidance and content

The smart planning system breaks preparation into smaller tasks, and algorithm-led guidance and a content library are included in the free plan. That gives users a structured starting point without a subscription. Premium adds premium content and specialized checklists, which are more useful as someone builds a broader plan.

Vault, sharing, and reminders

Users can store documents and other important information, then securely share selected items with Deputies. Selective sharing is useful when different people need access to different parts of a plan, while reminders and date alerts offer a nudge to keep information current. Free storage is limited to three items; Premium removes that cap.

Mobile app and financial details

The iOS app supports Face ID or Touch ID, importing phone contacts, document uploads, and scanning key information from IDs. These tools make it suitable for capturing information on a phone, but billing details and Plaid financial imports must be handled outside the app; users also cannot report an Everplanner as deceased through mobile.

Premium users can import basic financial account details through Plaid, but balances are not imported and some institutions or accounts are unsupported. This is a limited way to bring account references into a plan, not a current-balance view.

Security and support

Everplans says data at rest uses public/private key and AES256 encryption, with unique keys for each user and Everplan; communications use SSL with 2048-bit certificates. It also says it is HIPAA compliant and has undergone a SOC 2 Type II examination. Support questions submitted through its contact form receive email responses.

Pricing

The free plan fits someone who wants to begin organizing with a small set of key items. Its three-item ceiling makes it a poor fit for storing a broad collection of household records. Premium is the more practical choice for a growing vault or secure sharing, but its $99.99 a year price is a recurring commitment. The free plan gives up unlimited storage, premium material, specialized checklists, and secure sharing.

Platforms

Everplans is available on iOS and the web. The mobile app is useful for uploading and scanning documents, while web access is required for professional use and for mobile-excluded tasks such as billing management and Plaid imports. The app can also be used to manage a professional user's personal Everplan.

Who it's for

Everplans is best suited to individuals and families who want prompts to organize life information and a way to store and selectively share it. It is also relevant to financial advisors seeking a business solution, though the professional service is web-based. Choose another service if you need legal, healthcare, or financial advice rather than organizational guidance, or if mobile access to billing and Plaid imports is essential.

Pros and cons

• Pros: Algorithm-led guidance and a content library are available without charge, so users can start planning before committing to Premium.
• Pros: Premium provides unlimited item storage and secure sharing, supporting a fuller archive and controlled access for trusted people.
• Pros: The iOS app supports biometric access, document uploads, contact imports, and ID scanning for mobile capture.
• Cons: The free plan allows only three stored items, limiting its value as a long-term document vault.
• Cons: Plaid imports exclude balances, may not support every institution or account, and are unavailable in the mobile app.
• Cons: The service does not provide licensed professional advice, so users needing that expertise must look elsewhere.

Alternatives

Estate Planning Software is the broader category to browse if you want to compare more estate-planning options.

• Trust & Will: Choose it instead if you want estate plan creation with a free Basic membership and an Android app alongside iOS and web.
• FreeWill: Choose it instead for free web-based estate planning tools, including a Last Will & Testament, a California revocable living trust, an advance healthcare directive, and financial power of attorney.
• Gathered Here: Choose it instead for a free online will that can be printed and signed with two witnesses, with free updates.
• InterActive Legal: A paid option for elder law and special-needs planning, as well as planning for clients who own firearms.
• Safewill: Choose it instead if you want an optional will-updates subscription at $15 a year, with unlimited updates and digital storage.
• EncorEstate Plans: Choose it instead for one-time assignments such as LLC or stock assignments, or a Powers Only Plan.
• WealthCounsel: A paid option for professional trusts-and-estates software, with membership pricing dependent on firm user count and selection.
• Quicken WillMaker & Trust: Choose it instead for a one-time purchase; its Starter Plan is $109, paid once and includes wills, a healthcare care directive, and final arrangements.

Verdict

Choose Everplans if you want guided organization of household information, a place to store documents, and selective sharing with trusted people. Its free plan is a sensible starting point, while Premium’s unlimited item storage makes it the stronger fit for a substantial plan. Look elsewhere for licensed advice or if you need billing management or Plaid imports in the mobile app.