CalCal
by CalCal
What CalCal is
CalCal is DIY accounting software for small UK businesses, including sole traders, limited companies, landlords, and other trades. It records income and expenses through a calendar workflow, generates branded invoices, tracks customer debts, sends statements, and provides downloadable profit and loss, trial balance, and VAT reports. CalCal can pre-fill Self Assessment returns for electronic submission to HMRC and says it supports MTD Income Tax quarterly updates and final declarations. Unlimited+ includes VAT returns with MTD submission. The service works on web, iOS, and Android. Free access lasts 10 days, then becomes read-only and excludes VAT submission, legacy Self Assessment filing, receipt capture, and bank import. Unlimited costs £5 a month; Unlimited+ costs £8 a month. A tax-return-only option costs £35, paid once for one UK Self Assessment return.
Who it suits
It suits small UK businesses managing bookkeeping and Self Assessment obligations. VAT-registered users may need Unlimited+ for VAT returns and MTD submission.
What it does well
- Calendar-based income and expense records
- Generates branded invoices and statements
- Supports electronic Self Assessment submission
- Available on web, iOS, and Android
- Offers a 10-day free access period
What to know first
- Free access becomes read-only after 10 days
- Free access excludes receipt capture
- Free access excludes bank import
- State filing is listed as none
Plans
| Plan | Billed and limits | Price |
|---|---|---|
| Free access | 10 days · Calendar-based accounting · customers, suppliers and assets · downloadable reports · HMRC connection and MTD Income Tax update during trial · read-only after day 10 · no VAT submission, legacy Self Assessment filing, receipt capture or bank import | Free |
| Unlimited | £5 per month; £50 per year · For non-VAT-registered sole traders and limited companies · accounting · reports · Self Assessment submission · monthly plan unlocks Self Assessment after 3 months · no VAT | £5 a month |
| Unlimited + | Monthly subscription · For VAT-registered sole traders and limited companies | £8 a month |
| Tax return only | £35 per person, per tax year; no subscription required · 1 UK Self Assessment return | £35 a month |
| Self-Assessment tax return only | £35 per submission · One UK Self Assessment return for one tax year · no subscription · no ongoing bookkeeping or VAT returns | £35, paid once |
| Unlimited+ | £8 per month; £80 per year · For VAT-registered sole traders and limited companies · everything in Unlimited · VAT returns with MTD submission and VAT reports | £8 a month |
As calcal.uk lists them, read 8 Oct 2026. The maker's own page has the final word.
Verdict
CalCal brings bookkeeping, invoicing, reports, and UK tax submissions into a calendar-based system. Check the plan limits carefully, especially for VAT, receipts, bank imports, and continued access after the trial.
Facts from CalCal's own pages
- Bank integration
- CalCal says bank transaction imports are through Salt Edge, while the pricing page lists bank import as coming soon on paid plans. · calcal.uk, 8 Oct 2026
- Calendar bookkeeping
- Users can record income and expenses through a calendar-based workflow. · calcal.uk, 8 Oct 2026
- Device support
- CalCal says it works on phones, tablets, and desktops, and its site identifies iPhone and Android apps. · calcal.uk, 8 Oct 2026
- Free plan
- No · calcal.uk, 22 Sept 2026
- Headquarters
- London N12 0BP, United Kingdom · calcal.uk, 28 Sept 2026
- Intended users
- CalCal describes its intended users as small UK businesses, including sole traders, limited companies, landlords, and other trades. · calcal.uk, 8 Oct 2026
- Investment income
- Yes · calcal.uk, 22 Sept 2026
- Invoices
- CalCal can generate and email branded invoices, track customer debts, and send statements. · calcal.uk, 8 Oct 2026
- Mobile access
- web_and_mobile · calcal.uk, 22 Sept 2026
- MTD Income Tax
- CalCal says it is HMRC-recognised for MTD Income Tax and supports sending quarterly updates and a final declaration to HMRC. · calcal.uk, 8 Oct 2026
- Purpose
- CalCal is DIY accounting software for small UK businesses, designed to let people keep records without accounting jargon. · calcal.uk, 8 Oct 2026
- Receipt capture
- Users can photograph receipts on a phone and associate them with expenses; this is excluded from Free access. · calcal.uk, 8 Oct 2026
- Rental income
- Yes · calcal.uk, 22 Sept 2026
- Reports
- CalCal offers downloadable reports including profit and loss, trial balance, and VAT reports. · calcal.uk, 8 Oct 2026
- Security
- CalCal describes encrypted connections, an idle PIN lock, autosave, regular backups, and records stored separately by user. · calcal.uk, 8 Oct 2026
- Self-employment support
- Yes · calcal.uk, 22 Sept 2026
- State filing
- none · calcal.uk, 22 Sept 2026
- Support
- CalCal provides a help centre with articles covering tax returns, VAT, basic usage, and pre-sales questions. · calcal.uk, 8 Oct 2026
- Tax-only limits
- The £35 tax-return-only option covers one tax year and excludes ongoing accounting features and VAT returns. · calcal.uk, 8 Oct 2026
- Tax returns
- CalCal can pre-fill Self Assessment returns and submit them electronically to HMRC. · calcal.uk, 8 Oct 2026
- VAT
- The Unlimited+ plan includes VAT returns with MTD submission to HMRC. · calcal.uk, 8 Oct 2026
Where CalCal stands on Freedom251
- Tax Software#30 of 149
- Personal Tax Software#46 of 123