Crashes, No Sound, or Screen Glitches?
Random freezes, missing sound and display glitches usually trace back to one bad driver. Find and replace yours safely.Free scan · under a minutePC Slower Than It Used to Be?
A free scan shows the junk files, broken settings and background clutter dragging Windows down - then fixes them in one click.Free scan · Windows 10 & 11Property claims are becoming harder to assess and restore as catastrophe assignments make up a larger share of a shrinking pool of assignments, while labor constraints, specialized-equipment delays and more complicated losses put pressure on handling. But the available figures do not show that claims are taking longer on average: Verisk counts assignments recorded on its network, not claim duration across the entire market.
What is changing in property claims?
Claims Journal reported on October 2, 2026, on findings from Sedgwick’s 2026 Loss Adjusting Insights report and Verisk Property and Restoration Solutions’ U.S. second-quarter assignment data. Together, they describe an industry dealing with shifting claim mix, workforce constraints and more coordination-intensive losses—not a measured increase in average claim duration.
Fewer assignments, with a larger catastrophe share
Verisk recorded 1.24 million U.S. assignments in Q2 2026 through its XactAnalysis network, down 12.21% from Q2 2025 and 13.05% below the average for the same quarter in 2021–2025. CAT assignments accounted for 43% of the quarter’s total, compared with 34% five years earlier.
That change in share does not mean catastrophe assignments rose sharply in absolute terms. Verisk says the CAT share increased because non-CAT assignments fell more steeply; the number of PCS-designated events held relatively steady.
Quick wins for a faster PC:
Repair Windows errors before they cause bigger problemsFix Now →Scan for outdated or missing drivers - takes under a minuteDriver Scan →#1 Best Overall
- Read Before You Buy — No Video Output: These adapters support charging and USB 2.0 data transfer, but cannot transmit video signals. Except for standard USB webcams (which use USB data only), they are not compatible with HDMI/DisplayPort cables, video-capable USB-C hubs, or docking stations with video output.
- Convert USB-A Ports to USB-C: Designed to connect USB-C earphones, cables, flash drives, card readers, and other USB-C accessories to standard USB-A ports. Plug-and-play with no drivers or software required.
- Aluminum Alloy Housing: Built with a sturdy aluminum alloy shell that aids in heat dissipation and protects against daily wear and scratches. Designed to maintain a stable and secure connection.
- Compact & Travel-Friendly: The ultra-compact design allows the adapter to stay plugged into your device without blocking adjacent ports or adding bulk, reducing wear and tear on your original USB ports.
- 12-Month Warranty: Backed by a 12-month manufacturer warranty for peace of mind. Designed to meet strict quality control standards for reliable everyday performance.
| Verisk U.S. Q2 measure | Reported figure | What it means |
|---|---|---|
| Total assignments, Q2 2026 | 1.24 million | Assignments recorded through XactAnalysis, not a census of every U.S. claim |
| Year-over-year assignment change | Down 12.21% | Compared with Q2 2025 |
| Change against five-year average | Down 13.05% | Compared with the same quarter in 2021–2025; 2026 is excluded |
| CAT share of assignments | 43% | Compared with 34% five years earlier |
Why assignment counts are not a duration measure
XactAnalysis carries assignments among insurers, independent adjusters and restoration contractors in the U.S. and Canada. Verisk’s figures reflect activity on that network, not every claim in the market. They do not establish whether claims are closing faster or slower, and fewer assignments in a quarter cannot be used to infer a change in average claim duration.
Why can property claims take more coordination?
Large losses involve more decision-makers
ATI Restoration CEO Brant Wilson told Claims Journal that large-loss reviews can bring together multiple insurers, adjusters, brokers, environmental specialists and consultants. When several parties must review findings or approve work, getting information to the right decision-maker can become a bottleneck. Wilson described the operational problem this way: “We’re waiting for feedback or we’re trying to provide intelligence, getting it to the right person, to the right decision maker.” This is his account of large-loss work at ATI, not a measured finding about every restoration company or claim.
Newer building technologies can add mitigation work
Wilson also pointed to batteries, electric vehicles and solar panels as additional considerations in fire cleanup and mitigation: “There’s more battery involvement. There’s more EV. There’s more solar panels.” These features may change what responders need to assess and address after a loss; the reporting does not quantify how often they delay claims.
Rank #2
- 5-in-1 USB-C Hub: Experience comprehensive connectivity featuring a Power Delivery input, two USB-A 2.0 ports, a USB-A 3.0 port, and an HDMI port. (Note: The USB-C power delivery input port is only for connecting an external wall charger to power your laptop and cannot power peripheral devices.)
- 90W Pass-Through Charging: Achieve optimal charging with 90W pass-through power to your laptop, supported by a total input of 100W, with the hub reserving 10W for operational efficiency. (Note: Wall charger not included.)
- Quick Data Transfers: Accelerate your productivity with rapid data transfers using a high-speed 5Gbps USB 3.0 port and two 480Mbps USB 2.0 ports.
- 4K HDMI Display: Enhance your visual experience with a hub capable of delivering 4K resolution at 30Hz in both mirror and extend modes. Please note that this hub is compatible with MacBook (macOS 12 and newer), Windows 10 and 11, ChromeOS, and laptops equipped with DP Alt Mode and Power Delivery. Note: This device is not compatible with Linux.
- What You Get: Anker USB-C Hub (5-in-1, 4K HDMI), welcome guide, 18-month warranty, and our friendly customer service.
Deployment itself costs more
Sedgwick vice president of specialty operations Andrew McCallum said deploying adjusters has become more expensive, citing “fuel costs, hotels.” Travel and accommodation costs can add pressure when teams need to respond to losses away from their home markets.
How are labor and equipment constraints affecting restoration?
Construction capacity is a constraint beyond claims teams
Sedgwick’s 2026 report estimates that the U.S. construction industry will need 349,000 additional workers in 2026. A shortage of available trades can limit how quickly repairs move from assessment to completed work, even when an insurer’s claim review is progressing.
Specialized equipment may take longer to obtain
Sedgwick reports that lead times for some specialized project equipment have more than doubled over five years. This finding concerns specialized equipment; it should not be read as a statistic about ordinary household repair materials.
Rank #3
- Sleek 7-in-1 USB-C Hub: Features an HDMI port, two USB-A 3.0 ports, and a USB-C data port, each providing 5Gbps transfer speeds. It also includes a USB-C PD input port for charging up to 100W and dual SD and TF card slots, all in a compact design.
- Flawless 4K@60Hz Video with HDMI: Delivers exceptional clarity and smoothness with its 4K@60Hz HDMI port, making it ideal for high-definition presentations and entertainment. (Note: Only the HDMI port supports video projection; the USB-C port is for data transfer only.)
- Double Up on Efficiency: The two USB-A 3.0 ports and a USB-C port support a fast 5Gbps data rate, significantly boosting your transfer speeds and improving productivity.
- Fast and Reliable 85W Charging: Offers high-capacity, speedy charging for laptops up to 85W, so you spend less time tethered to an outlet and more time being productive.
- What You Get: Anker USB-C Hub (7-in-1), welcome guide, 18-month warranty, and our friendly customer service.
Disaster frequency and claim volume are different measures
Sedgwick cites 23 U.S. weather disasters that each caused more than $1 billion in damage in 2025, with an average interval of 10 days between billion-dollar disasters that year. Those are disaster and damage figures, not counts of insured claims or estimates of how long claims take to settle.
What do the cost figures say—and what do they not say?
Verisk reported that combined U.S. labor and material costs rose 4.0% year over year in Q2 2026, while total reconstruction costs rose 3.8%. These are national averages; actual prices vary by location. They indicate continued cost pressure, but they are not measures of claim frequency or processing time.
Free tools Windows power users keep installed
One-click scans. No signup required.
Verisk’s reported average U.S. claim severity for Q2 2026 was $17,085, down 10.77% year over year. The figure is provisional: as larger and more complex claims close, reported severity can increase. Verisk’s maturation estimate puts Q2 severity at $18,794 or more than $19,400 under a stronger scenario, depending on the rate applied. Those are estimates, not final outcomes, and will change as the quarter’s data matures.
Rank #4
- Dual Converters, Infinite Potential：Includes 2× USB C male to USB A female adapters and 2× USB A male to USB C female adapters. Perfect for a wide range of uses—tablets with Bluetooth keyboards, expand USB ports on macbook, and more. Two different converters for all your daily needs
- Next-Level 10Gbps & 3A Charging: No more slow 480Mbps, this usb to usb c adapter has a transfer speed of up to 10Gbps, allowing you to do more transferring in less time. This usb adapter fits both USB A and USB C charger, supporting up to 3A fast charging
- Upgraded Exquisite Craftsmanship: With an aluminum alloy housing and metal connector, the usbc to usb adapter is extremely durable and sturdy. Rigorously tested to withstand more than 10,000 times of plugging and unplugging, ensuring long-lasting performance
- Broad Compatible: The usb c to usb adapter widely supports all USB C/ USB A devices like laptops, tablets, cellphones, car chargers, and phone chargers. Such as compatible with MacBook Pro/Air 2023/2022, Thunderbolt 4/3 Devices,Apple MagSafe Watch 9/8/7/SE/Ultra, iPad Pro 2022/2021, Samsung Galaxy S23/S20/S10, and iPhone 17/16/15 Pro. Plug and play
- Please Note: To reach 10Gbps speed, keep the cable under 3.3 ft. For USB A Male to USB C adapters, try flipping the USB C connector. USB C Male to USB A adapters support bidirectional 10Gbps transfer within 3.3 ft
Is the adjuster workforce changing?
Claims Journal reported Sedgwick’s forecast that one quarter of claim adjusters are expected to retire by the end of 2027. That is a projection, not a count of retirements already completed. The same article cited an Institutes survey in which 73% identified loss of industry knowledge as an expected consequence of the retirement wave, while 53% identified recruiting a new generation of talent.
McCallum described the concern as a “silver tsunami,” saying claims are also becoming more intricate because of policy wording and underwriting. The practical issue is continuity: when experienced adjusters leave, organizations need ways to transfer judgment and policy knowledge, not just fill vacancies. Sedgwick managing director of property operations David Guaragna framed its approach as combining claims expertise with intelligent workflows, rather than replacing adjusters with AI.
Independent reader supportYour contribution helps us test, update, and keep practical guides available for everyone.Are AI and technology impacting claims processes?
Yes, as developing tools for specific parts of the workflow—not as demonstrated proof that claims are being resolved faster. Sedgwick’s public highlights describe AI uses including documentation review, estimating support and claim routing, while noting that scaling integrated workflows remains a challenge. ATI Restoration, according to Claims Journal, uses AI to check estimates and organize communications, with employees retaining responsibility for decisions.
Recommended Free Tools
Best Value
- 5-in-1 Connectivity: Equipped with a 4K HDMI port, a 5 Gbps USB-C data port, two 5 Gbps USB-A ports, and a USB C 100W PD-IN port. Note: The USB C 100W PD-IN port supports only charging and does not support data transfer devices such as headphones or speakers.
- Powerful Pass-Through Charging: Supports up to 85W pass-through charging so you can power up your laptop while you use the hub. Note: Pass-through charging requires a charger (not included). Note: To achieve full power for iPad, we recommend using a 45W wall charger.
- Transfer Files in Seconds: Move files to and from your laptop at speeds of up to 5 Gbps via the USB-C and USB-A data ports. Note: The USB C 5Gbps Data port does not support video output.
- HD Display: Connect to the HDMI port to stream or mirror content to an external monitor in resolutions of up to 4K@30Hz. Note: The USB-C ports do not support video output.
- What You Get: Anker 332 USB-C Hub (5-in-1), welcome guide, our worry-free 18-month warranty, and friendly customer service.
Sedgwick’s public report page also presents projections of $100 billion in expected insurer value related to AI, a 20–25% expected reduction in loss-adjusting expenses and a 30–50% expected reduction in claims leakage. These are Sedgwick estimates, not realized savings or independently established industry outcomes; the public page does not provide detailed methodology for those projections.
Wilson’s description captures a potential operational trade-off: “AI isn’t always just about cost. It’s about time, but time is cost.” Technology may help organize information or reduce repetitive review, but the sources do not show that it has shortened overall property-claim duration. Human review remains central where policy interpretation, damage assessment and repair decisions are involved.
What should insurers and policyholders take from the report?
For insurers and restoration teams, the findings point to several operational pressure points rather than a single cause of delay:
- Preserve expertise: plan knowledge transfer as experienced adjusters approach retirement.
- Prepare surge capacity: account for the larger catastrophe share in assignment mix, without treating that share as proof of rising CAT counts.
- Reduce handoff friction: clarify who reviews findings and who can approve work when multiple organizations are involved.
- Coordinate technology with people: integrate estimating, documentation and routing tools while retaining human responsibility for claim decisions.
- Plan for restoration constraints: consider local construction capacity and the availability of specialized equipment when estimating repair timelines.
For policyholders, the reporting offers context for why a complex property loss may require more coordination or take time to restore. It does not establish a typical delay, predict an individual claim’s timeline or show that every claim is becoming slower. The strongest supported conclusion is that property-claims work faces interconnected complexity and capacity pressures, while the change in average claim duration remains unquantified by these sources.
Quick Recap
Product prices and availability are accurate as of the date/time indicated and are subject to change. Any price and availability information displayed on Amazon at the time of purchase will apply.
