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Weixin Pay vs ZaloPay

Both stand on money transfer apps. Which one you can start free with, which one lets you read the code, and what each costs once you pay.

Weixin Pay

Free plan AndroidAPIiPhone+1

Weixin Pay combines consumer payments with merchant integrations across online and offline channels. Businesses should account for development requirements, review time, and transaction service fees.

Visit Weixin Pay

ZaloPay

Free plan AndroidAPIiPhone

ZaloPay combines wallet transfers, chat payments, and service payments, with several ways to send money and pay merchants. Review its transaction-specific fees and personal-data practices before relying on it for regular payments.

Visit ZaloPay

The facts

Weixin PayZaloPay
Free planYesYes
Open sourceNot publishedNot published
Runs onAndroid, API, iPhone, WebAndroid, API, iPhone
Lowest paid planNot publishedFree or on request
Plans publishedNone1
MakerWeixin PayZaloPay
Websitepay.weixin.qq.comzalopay.vn
On money transfer apps#51 of 81#47 of 81

Weixin Pay: what it does well

  • Instant transfers
  • Android, iOS, web, and API access
  • Supports 36 currencies
  • Multiple merchant payment methods
  • No merchant application fee

What to know first

  • Transaction fees generally range from 0.6% to 1%
  • Ordinary mode requires development capability
  • Merchant review takes 1–2 working days

ZaloPay: what it does well

  • Send money within Zalo chat without a separate app action.
  • Transfer using a phone number, contacts, or QR code.
  • Supports bills, top-ups, shopping, tickets, and entertainment.
  • Free wallet-balance and linked domestic-bank payments.
  • Offers an app-to-app payment SDK for businesses.

What to know first

  • Transfer fees apply after a 5,000,000 VND monthly allowance.
  • Some international-card transactions incur fees.
  • Privacy policy identifies payment and location data as sensitive.
  • Support hotline costs 1,000 VND per minute.

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