Side by side
Spending Tracker – Spentum vs Treeline
Both stand on budgeting and expense tracking. Which one you can start free with, which one lets you read the code, and what each costs once you pay.
Free plan AndroidiPhoneWeb
Visit Spending Tracker – Spentum Free plan LinuxMacWindows
Treeline offers a local, extensible finance workspace with broad transaction tools and multiple query options. Its beta status and third-party sync costs matter for users seeking a finished, fully integrated service.
Visit TreelineThe facts
| Spending Tracker – Spentum | Treeline | |
|---|---|---|
| Free plan | Yes | Yes |
| Open source | Not published | Not published |
| Runs on | Android, iPhone, Web | Linux, Mac, Windows |
| Lowest paid plan | Not published | SimpleFIN bank sync (third party): $1.50 a month |
| Plans published | None | 3 |
| Maker | Not published | Not published |
| Website | spentum.com | treeline.money |
| On budgeting and expense tracking | #25 of 29 | #21 of 29 |
Spending Tracker – Spentum: what it does well
Treeline: what it does well
- Free desktop app requires no account or subscription
- Stores data locally in a DuckDB file
- CSV import works with any bank
- Supports SQL, CLI, notebooks, and Python access
- Plugins add budgeting and net-worth tracking
What to know first
- Automatic bank sync costs through third parties
- Remote access features are still in beta
- Connecting banks requires desktop app or CLI
- Database encryption is optional
Alternatives to Spending Tracker – Spentum Alternatives to Treeline The whole list