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Sezzle vs Sunbit

Both stand on buy now, pay later platforms. Which one you can start free with, which one lets you read the code, and what each costs once you pay.

Sezzle

Free plan AndroidAPIiPhone+1

Sezzle offers several installment schedules for shoppers and a range of checkout integration options for merchants. Merchant rates depend on the store, and low order volume may bring a monthly minimum fee.

Visit Sezzle

Sunbit

Free plan AndroidiPhoneWeb

Sunbit connects consumer payment plans with merchant checkout and reporting tools across several service categories. Eligibility, state restrictions and variable terms affect whether a particular customer or purchase qualifies.

Visit Sunbit

The facts

SezzleSunbit
Free planYesYes
Open sourceNot publishedNot published
Runs onAndroid, API, iPhone, WebAndroid, iPhone, Web
Lowest paid planSezzle Premium: $13.99 a monthFree or on request
Plans published31
MakerNot publishedNot published
Websitesezzle.comsunbit.com
On buy now, pay later platforms#9 of 26#13 of 26

Sezzle: what it does well

  • Pay in 4 spans six weeks
  • Pay in 5 spans eight weeks
  • Pay Monthly offers terms from three to 48 months
  • Integrates with several named commerce platforms
  • Public API available by application

What to know first

  • Merchant processing rate is provided after signup
  • Low merchant volume may incur a $15 monthly minimum fee
  • Not compatible with Facebook, GoDaddy, or Weebly
  • Score changes from Sezzle Up are not guaranteed

Sunbit: what it does well

  • Financing is offered across in-store, on-the-go and online checkout.
  • Listed repayment terms include 3, 6 and 12 months.
  • Sunbit says applications involve no hard credit check.
  • Consumer financing has no late, origination or penalty fees.
  • Customers can manage loans online or in the mobile app.

What to know first

  • Financing is subject to creditworthiness approval.
  • Applicants must be at least 18.
  • Residents of US territories are not eligible.
  • Merchant pricing is available on request.

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