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PayLolly Virtual Terminal vs STEPpay Virtual Terminal

Both stand on virtual terminal software. Which one you can start free with, which one lets you read the code, and what each costs once you pay.

PayLolly Virtual Terminal

Paid AndroidAPIiPhone+1

PayLolly combines payment acceptance, routing, reporting, and a broad set of processor and cart connections. Consider the on-request pricing and per-transaction fee when assessing whether it fits your payment setup.

Visit PayLolly Virtual Terminal

STEPpay Virtual Terminal

Paid APIWeb

STEPpay combines online payment processing with recurring schedules, routing rules, and transaction reporting. Organizations evaluating it will need to request pricing and assess its integration setup for their payment arrangements.

Visit STEPpay Virtual Terminal

The facts

PayLolly Virtual TerminalSTEPpay Virtual Terminal
Free planNot publishedNot published
Open sourceNot publishedNot published
Runs onAndroid, API, iPhone, WebAPI, Web
Lowest paid planNot publishedNot published
Plans publishedNoneNone
MakerNot publishedNot published
Websitepaylolly.comcoalescesolutions.com
On virtual terminal software#23 of 28#27 of 28

PayLolly Virtual Terminal: what it does well

  • Accepts over 150 payment methods.
  • Supports over 200 processors and 125+ shopping carts.
  • Offers customizable dashboards and financial report exports.
  • No stated limits on volume, transaction count, or acquirers.
  • Includes a dedicated account manager and 24/7 support.

What to know first

  • Pricing is available only on request.
  • A nominal per-transaction fee applies; amount is unpublished.
  • Website payment integrations typically take a few days.

STEPpay Virtual Terminal: what it does well

  • Processes credit card and ACH transactions.
  • Supports one-time and recurring payments.
  • Includes refunds, reversals, and batch settlements.
  • Routes transactions using merchant-defined rules.
  • Lists JSON and legacy SOAP API endpoints.

What to know first

  • Pricing is available only on request.
  • The listed access platforms are web and API.
  • Requires integration with merchant accounts for transaction routing.

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