Side by side
OwnFi vs Skrooge
Both stand on personal finance software. Which one you can start free with, which one lets you read the code, and what each costs once you pay.
Free plan AndroidiPhone
OwnFi combines broad financial tracking with manual imports and local processing at no cost. Its main trade-off is the lack of direct bank connections, so users must maintain records themselves.
Visit OwnFi Free plan LinuxMacWindows
Skrooge offers broad personal-finance tracking, importing, reporting, and asset management at no cost. Its stated limits make it a poor fit for business accounting or tax management.
Visit SkroogeThe facts
| OwnFi | Skrooge | |
|---|---|---|
| Free plan | Yes | Yes |
| Open source | Not published | Not published |
| Runs on | Android, iPhone | Linux, Mac, Windows |
| Lowest paid plan | Free or on request | Free or on request |
| Plans published | 1 | 1 |
| Maker | Not published | Not published |
| Website | ownfiapp.com | skrooge.org |
| On personal finance software | #62 of 181 | #66 of 181 |
OwnFi: what it does well
- Supports PDF, CSV, and OFX imports
- Projects balances up to two years
- Local encrypted financial database
- On-device advisor processing
- No subscription or paid tier
What to know first
- No direct bank connections
- Account syncing is manual
- Android requires version 7.0 or newer
- Optional services use network access
Skrooge: what it does well
- Free GPL V3 personal finance manager
- Runs on Linux, macOS, and Windows
- Imports many bank and finance formats
- Supports budgets and graphical reports
- Handles currencies, stocks, and assets
What to know first
- No free trial
- Not for professional small-business use
- Does not manage taxes
- No double-entry accounting
Alternatives to OwnFi Alternatives to Skrooge The whole list