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Outflow vs Zoro

Both stand on personal finance software. Which one you can start free with, which one lets you read the code, and what each costs once you pay.

Outflow

Free plan Android

Outflow offers extensive local expense and budgeting tools, with privacy-focused storage and optional encrypted backup. The free plan covers core tracking, while receipt scanning, voice logging, and other listed tools are premium.

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Zoro

Free plan iPhone

Zoro focuses on private, device-based financial tracking without bank connections. Its broad ledger, document imports, and retirement tools are useful for manual record-keeping, while iOS availability and import limits narrow the fit.

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The facts

OutflowZoro
Free planYesYes
Open sourceNot publishedNot published
Runs onAndroidiPhone
Lowest paid planFree or on requestZoro Pro: $9.99 a month
Plans published53
MakerNot publishedNot published
Websiteoutflow.ccgetzoro.com
On personal finance software#133 of 181#129 of 181

Outflow: what it does well

  • Offline use with encrypted local storage
  • Custom categories and recurring entries
  • Monthly budgets with rollover
  • On-device receipt OCR
  • JSON export and optional Google Drive backup

What to know first

  • Android download currently available
  • iOS is coming soon
  • Pricing model is paid

Zoro: what it does well

  • Tracks assets, liabilities, and cash flow
  • Supports multiple currencies in one ledger
  • Optional document imports with consent
  • Retirement planning and historical backtesting
  • MIT-licensed open-source software

What to know first

  • No automatic bank synchronization
  • Available on iOS only
  • Free plan allows one monthly import after setup
  • AI imports send selected data to Google cloud

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