Side by side
My Financial Life vs Pilot Wealth
Both stand on personal finance software. Which one you can start free with, which one lets you read the code, and what each costs once you pay.
Free plan LinuxMacWindows
My Financial Life provides wide personal-finance and portfolio tracking while keeping files on the user’s computer. Bank-download limitations and unsigned installers on macOS and Windows may affect setup choices.
Visit My Financial Life Free plan Web
Pilot Wealth offers a Canadian-focused free starting tier and two paid plans with progressively broader investing, coaching, and learning features. Current sync pauses mean some account information may need manual tracking.
Visit Pilot WealthThe facts
| My Financial Life | Pilot Wealth | |
|---|---|---|
| Free plan | Yes | Yes |
| Open source | Not published | Not published |
| Runs on | Linux, Mac, Windows | Web |
| Lowest paid plan | Free or on request | Pro: C$6.99 a month |
| Plans published | 1 | 3 |
| Maker | My Financial Life | Not published |
| Website | garelochsoft.com | pilotwealth.ca |
| On personal finance software | #86 of 181 | #90 of 181 |
My Financial Life: what it does well
- Free under GPL-3.0
- Tracks broad account types and investments
- Imports OFX, QFX, QIF, and CSV
- Stores data locally without an account
- Supports multi-currency reports
What to know first
- Automatic bank downloads are not currently available
- macOS and Windows lack signed installers
- No free trial is offered
Pilot Wealth: what it does well
- Free plan includes unlimited transaction tracking
- Tracks Canadian TFSA, RRSP, and FHSA accounts
- Offers savings goals and emergency fund tools
- Paid tiers add investment tracking and insights
- Bank usernames and passwords are not stored
What to know first
- Automatic bank sync is currently paused
- Investment holdings auto-sync is paused
- Free plan limits recurring subscriptions to three
- Free plan tracks one income source
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