Side by side
Moov vs Rapyd
Both stand on banking-as-a-service platforms. Which one you can start free with, which one lets you read the code, and what each costs once you pay.
Paid AndroidAPIiPhone+1
Choose Moov if your business needs one integration for varied payment rails and you can complete its production onboarding requirements. Review the $500 monthly minimum and per-feature transaction fees, and account for PCI compliance if you plan a direct API integration.
Visit Moov
Paid AndroidAPIiPhone+1
Rapyd brings payment acceptance, payouts, and card issuing under one platform, with pricing and some availability details requiring further discussion. Check country availability for issuing and request a quote for payment processing.
Visit RapydThe facts
| Moov | Rapyd | |
|---|---|---|
| Free plan | No | No |
| Open source | Not published | Not published |
| Runs on | Android, API, iPhone, Web | Android, API, iPhone, Web |
| Lowest paid plan | See the plans | Rapyd Business Account: $99 a month |
| Plans published | 2 | 2 |
| Maker | Not published | Not published |
| Website | moov.io | rapyd.net |
| On banking-as-a-service platforms | #9 of 31 | #17 of 31 |
Moov: what it does well
- Supports card, bank, wallet, ACH, RTP, FedNow, and issued-card payments
- Offers web, server, iOS, and Android developer tools
- Sandbox testing does not move real money
- No-code Data Sync can connect to warehouses such as BigQuery
- Lists SOC 1 Type 2, SOC 2 Type 2, and PCI Level I
What to know first
- Standard pricing has a $500 monthly minimum
- Per-feature transaction fees apply
- Direct API integration requires PCI compliance
- Production approval requires verification, a signed contract, and a fee plan
Rapyd: what it does well
- Collect supports cards, bank transfers, eWallets, and cash.
- Checkout supports 900+ methods in 100+ countries.
- Disburse supports local and cross-border payouts.
- Protect is described as free for all clients.
- Supports recurring billing and multi-currency payments.
What to know first
- No free plan or free trial.
- Payment processing pricing is on request.
- Card issuing is available only in specific countries.
- Rapyd Business Account is $99 a month after approval.