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Mondu vs Splitit

Both stand on buy now, pay later platforms. Which one you can start free with, which one lets you read the code, and what each costs once you pay.

Mondu

Paid APIWeb

Mondu offers several B2B payment methods and integration routes, including an option for offline sales. Eligibility and pricing should be clarified with Mondu, and larger offline credit checks can take longer.

Visit Mondu

Splitit

Paid APIWeb

Splitit provides installment checkout against existing card credit, with merchant integration options and no shopper account setup requirement. Card eligibility, the authorization hold, and any plan-specific charges should be considered before use.

Visit Splitit

The facts

MonduSplitit
Free planNot publishedNot published
Open sourceNot publishedNot published
Runs onAPI, WebAPI, Web
Lowest paid planFree or on requestNot published
Plans published1None
MakerNot publishedNot published
Websitemondu.aisplitit.com
On buy now, pay later platforms#22 of 26#26 of 26

Mondu: what it does well

  • Offers invoice terms of 30–90 days.
  • Installments are available over 3, 6, or 12 months.
  • MonduSell supports offline sales without technical integration.
  • Merchant integrations include REST API and e-commerce plugins.

What to know first

  • Pricing is provided on request.
  • Payment terms depend on merchant and buyer eligibility.
  • Larger offline orders may need checks taking up to two business days.

Splitit: what it does well

  • No new credit account or loan application is required.
  • Shoppers can pay the balance early without a fee.
  • Checkout requires no app download or account setup.
  • Merchants can integrate through plugins or APIs.
  • Supports monthly and bi-weekly installment schedules.

What to know first

  • The full purchase amount is temporarily authorized.
  • Payment dates cannot be changed.
  • Debit and prepaid cards are not supported for these plans.
  • Digital Wallet Installments carry a finance charge.

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