Side by side
Mercado Pago Payment Link vs PicPay
Both stand on digital banking apps in brazil. Which one you can start free with, which one lets you read the code, and what each costs once you pay.
Free plan AndroidAPIiPhone+1
Mercado Pago Payment Link offers a way to take payments through shared links, with several payment methods and payout options. There is no monthly fee, but sales and some installment arrangements carry fees.
Visit Mercado Pago Payment Link
Free plan AndroidiPhoneWeb
PicPay offers account, payment, and other financial services for consumers and businesses, with free listed account plans and support for instant transfers. Users should consider the exchange-rate markup, while businesses should check the payment-device rental conditions.
Visit PicPayThe facts
| Mercado Pago Payment Link | PicPay | |
|---|---|---|
| Free plan | Yes | Yes |
| Open source | No | Not published |
| Runs on | Android, API, iPhone, Web | Android, iPhone, Web |
| Lowest paid plan | Free or on request | Free or on request |
| Plans published | 6 | 2 |
| Maker | Not published | PicPay |
| Website | mercadopago.com.br | picpay.com |
| On digital banking apps in brazil | #1 of 23 | #3 of 23 |
Mercado Pago Payment Link: what it does well
- No website or ecommerce setup is required.
- Customers can pay without a Mercado Pago account.
- Links can be shared through messaging and social channels.
- Offers up to 18 installments.
What to know first
- Processing fees apply when a sale is made.
- Installments without a buyer charge incur an extra fee.
- Some new sellers receive funds in 7 days initially.
PicPay: what it does well
- Transfers are instant, trackable, and schedulable.
- Consumer and business account plans are free.
- Consumer balances earn 102% of CDI on business days.
- PicPay Smart combines orders, inventory, and payment acceptance.
What to know first
- Transfers use an exchange-rate markup.
- Machine rental may cost R$49.90 monthly.
- Zero machine rental fees may depend on R$5,000 monthly volume.
Alternatives to Mercado Pago Payment Link Alternatives to PicPay The whole list