Side by side
Key Ring vs Monzo
Both stand on digital wallet apps. Which one you can start free with, which one lets you read the code, and what each costs once you pay.
Free plan AndroidiPhoneWeb
Key Ring combines card storage with shopping lists, coupons, and deals, at no charge. Consider its stated data collection and security caveat, and note that an account is recommended for backup and cross-device access.
Visit Key Ring Free plan AndroidAPIiPhone+1
Monzo combines a current account with budgeting, savings, investment, and travel features, and offers around-the-clock in-app support. Check plan eligibility and the 90-day renewal requirement for linked accounts before choosing it.
Visit MonzoThe facts
| Key Ring | Monzo | |
|---|---|---|
| Free plan | Yes | Yes |
| Open source | Not published | Not published |
| Runs on | Android, iPhone, Web | Android, API, iPhone, Web |
| Lowest paid plan | Free or on request | Extra: £3 a month |
| Plans published | 1 | 8 |
| Maker | Not published | Not published |
| Website | keyringapp.com | monzo.com |
| On digital wallet apps | #17 of 44 | #13 of 44 |
Key Ring: what it does well
- Free plan allows unlimited loyalty, rewards, and membership cards
- Add cards by scanning codes or entering numbers
- Shopping lists can be shared with friends
- Available on Android, iOS, and web
What to know first
- Privacy policy lists precise geolocation and device data collection
- Maker does not guarantee information security
Monzo: what it does well
- Salary Sorter divides income among separate Pots.
- Cardholders can spend abroad without foreign transaction fees.
- 24/7 support is available through in-app chat.
- Eligible deposits are protected up to £120,000 per person.
What to know first
- Open Banking connections need renewal every 90 days.
- Cash deposits cost £1 each.
- Accounts are for UK residents.
- Investments can go down as well as up.
Alternatives to Key Ring Alternatives to Monzo The whole list