Side by side
JazzCash vs NayaPay
Both stand on money transfer apps. Which one you can start free with, which one lets you read the code, and what each costs once you pay.
Free plan AndroidiPhone
JazzCash covers a wide range of Pakistan-focused payments, accounts, transfers, and financial products. Its merchant QR and gateway tools complement personal services, with app-disclosed fees and regulatory limits to consider.
Visit JazzCash Free plan AndroidiPhoneWeb
NayaPay combines a free personal wallet with cards, transfers, bill services and remittance access. Its business payment links and regulated payment infrastructure extend the service to merchants.
Visit NayaPayThe facts
| JazzCash | NayaPay | |
|---|---|---|
| Free plan | Yes | Yes |
| Open source | Not published | Not published |
| Runs on | Android, iPhone | Android, iPhone, Web |
| Lowest paid plan | Reward Hub Subscription: 99 PKR a month | Free or on request |
| Plans published | 3 | 1 |
| Maker | JazzCash | Not published |
| Website | jazzcash.com.pk | nayapay.com |
| On money transfer apps | #42 of 81 | #46 of 81 |
JazzCash: what it does well
- Personal and business financial services
- Instant transfers on Android and iOS
- Raast QR works without extra hardware
- Payment gateway supports mobile accounts and vouchers
- MPIN authentication and end-to-end encryption
What to know first
- Raast QR transactions follow SBP limits
- Applicable fees are disclosed in the app
- Card issuance fees are listed
- NextGen requires parental consent and verification
NayaPay: what it does well
- Free Visa virtual card included
- Instant transfers with tracking
- Supports Android, iOS and web
- International transfers through 70+ partners
- 24/7 account and card support
What to know first
- Eligibility is limited to Pakistani citizens over 18
- Merchant accounts have standard Rs. 2 million monthly limits
- Physical debit card must be ordered separately
Alternatives to JazzCash Alternatives to NayaPay The whole list