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Human Interest vs Warp Benefits

Both stand on benefits administration software. Which one you can start free with, which one lets you read the code, and what each costs once you pay.

Human Interest

Paid AndroidiPhoneWeb

Human Interest offers employer retirement plans with payroll deductions and three paid tiers. The higher plans add fiduciary, filing, compliance, support, and account-management services.

Visit Human Interest

Warp Benefits

Paid Web

Warp Benefits provides a broad web-based benefits set with payroll and compliance administration. The separate platform fees materially affect Starter and Pro costs, while Enterprise pricing requires a quote.

Visit Warp Benefits

The facts

Human InterestWarp Benefits
Free planNoNo
Open sourceNot publishedNot published
Runs onAndroid, iPhone, WebWeb
Lowest paid planEssentials: $80 a monthStarter: $35 a month
Plans published33
MakerNot publishedNot published
Websitehumaninterest.comwarp.co
On benefits administration software#42 of 48#46 of 48

Human Interest: what it does well

  • Supports 401(k) and 403(b) plans
  • Payroll deductions are available
  • Automatic enrollment in Essentials
  • Compliance monitoring in Concierge
  • Available on web, Android, and iOS

What to know first

  • No free plan
  • Monthly base fee plus employee charge
  • Pricing starts at 80 USD per month
  • Higher tiers cost 180 or 280 USD monthly

Warp Benefits: what it does well

  • Supports all enrollment events
  • Connects to 30 carriers
  • Includes COBRA administration
  • Includes ACA reporting
  • No added per-person fee on listed plans

What to know first

  • No free plan
  • Starter adds an $89 platform fee/mo
  • Pro adds a $129 platform fee/mo
  • Enterprise pricing is custom

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