Side by side
Holistiplan vs Optiml
Both stand on tax planning software. Which one you can start free with, which one lets you read the code, and what each costs once you pay.
Free trial APIWeb
Holistiplan combines tax, insurance, and estate tools with integrations and a public API. Advisors should weigh the household-based annual prices, document limit, and trial period against their needs.
Visit Holistiplan Free plan Web
Optiml brings scenario, withdrawal, benefit, and estate planning into a web-based retirement tool. Its annual plan prices and account-sync scope are useful considerations before choosing it.
Visit OptimlThe facts
| Holistiplan | Optiml | |
|---|---|---|
| Free plan | A free trial | Yes |
| Open source | Not published | Not published |
| Runs on | API, Web | Web |
| Lowest paid plan | Basic Tax: $749 a year | Essentials: C$99 a year |
| Plans published | 4 | 3 |
| Maker | Not published | Not published |
| Website | holistiplan.com | optiml.ca |
| On tax planning software | #9 of 27 | #5 of 27 |
Holistiplan: what it does well
- Tax reports show marginal brackets and state tax hints.
- Scenario Analysis models possibilities for the next tax season.
- Insurance tools identify coverage gaps and estimate rebuilding costs.
- Includes estate reports, diagrams, and beneficiary reports.
- Lists integrations with advisory and planning services.
What to know first
- No free plan is available.
- Basic Tax starts at 30 households.
- Uploaded documents must be PDFs under 50 MB.
- Public API access requires interview and approval.
Optiml: what it does well
- Runs unlimited what-if scenarios.
- Tests plans against up to 50 scenarios.
- Supports RRSP, non-registered, and TFSA withdrawal planning.
- Free calculator processes data locally.
What to know first
- Listed plans are billed annually.
- Available only on the web.
- Wealthica sync does not access transaction history or holdings.
Alternatives to Holistiplan Alternatives to Optiml The whole list