Side by side
GoPay vs Kakao Pay
Both stand on digital wallet apps. Which one you can start free with, which one lets you read the code, and what each costs once you pay.
Choose GoPay if you want a mobile wallet combining transfers, QRIS payments, bill services, and transaction tracking. Merchants may find QRIS buat Jualan useful for its payment and withdrawal tools, with the stated no-fee transaction offer limited to micro businesses.
Visit GoPay
Choose Kakao Pay if you want a free mobile service combining payments, transfers, and finance features, with transfer tracking and scheduling. It also offers merchant payment API functions, though production use requires merchant affiliation. Investment features are provided by Kakao Pay Securities.
Visit Kakao PayThe facts
| GoPay | Kakao Pay | |
|---|---|---|
| Free plan | Yes | Yes |
| Open source | Not published | Not published |
| Runs on | Android, iPhone | Android, API, iPhone |
| Lowest paid plan | Free or on request | Free or on request |
| Plans published | 1 | 1 |
| Maker | GoPay | Kakao Pay |
| Website | gopay.co.id | kakaopay.com |
| On digital wallet apps | #20 of 44 | #16 of 44 |
GoPay: what it does well
- Instant transfers with in-app tracking.
- Advertises up to 100 free bank or user transfers monthly, subject to terms.
- Supports QRIS payments, bills, mobile credit, electricity tokens, and game vouchers.
- Automatically categorizes transactions to help track spending.
- Account protection includes a PIN, biometrics, and fingerprint verification.
What to know first
- The advertised free transfer allowance is capped at 100 per month.
- The no-transaction-fee merchant offer applies to micro businesses.
- The app is offered for Android and iOS.
Kakao Pay: what it does well
- Available on both Android and iOS.
- Supports instant, trackable, and scheduled transfers.
- Payments are accepted online and offline at over 800,000 locations.
- Combines payment methods, bills, memberships, and asset management.
- Merchant API supports recurring payments, order lookup, and cancellation.
What to know first
- Production use of the merchant API requires merchant affiliation.
- Investment services are provided by Kakao Pay Securities.
Alternatives to GoPay Alternatives to Kakao Pay The whole list