Side by side
Funance vs Splitwise
Both stand on personal finance software. Which one you can start free with, which one lets you read the code, and what each costs once you pay.
Free plan Web
Funance brings Australian household budgeting, debt, mortgage, tax, and goal planning into one web dashboard. Decide whether manual data entry and the Free plan’s three-tab limit fit your needs before subscribing.
Visit Funance Free plan AndroidAPIiPhone+1
Splitwise covers shared spending from expense entry through group balance calculation, with offline access and a free plan that includes unlimited expenses. Its records are informal rather than legally binding, and some payment and import features have US limits.
Visit SplitwiseThe facts
| Funance | Splitwise | |
|---|---|---|
| Free plan | Yes | Yes |
| Open source | Not published | No |
| Runs on | Web | Android, API, iPhone, Web |
| Lowest paid plan | Pro Annual: A$79 a year | Splitwise Pro annual: $39.99 a year |
| Plans published | 4 | 7 |
| Maker | Funance | Splitwise |
| Website | funance.com.au | splitwise.com |
| On personal finance software | #93 of 181 | #89 of 181 |
Funance: what it does well
- Budgeting with planned and actual amounts
- Avalanche and snowball debt comparisons
- 11 savings goal types
- Australian tax and stamp-duty estimates
- Net-worth tracking and report export
What to know first
- No bank connections or transaction imports
- Financial figures require manual entry
- Free plan includes three tabs
Splitwise: what it does well
- Splits costs equally or by percentage or shares.
- Calculates group balances and can simplify debts.
- Free plan includes unlimited expenses.
- Supports offline mode and cloud sync.
- Lists support for more than 100 currencies.
What to know first
- Card transaction import is currently US-only.
- Splitwise Pay sending is limited to friends in the US.
- Expense and payment entries are not legally binding.
- The service is not for children under 13.
Alternatives to Funance Alternatives to Splitwise The whole list