Side by side
FLOA vs Tamara
Both stand on buy now, pay later platforms. Which one you can start free with, which one lets you read the code, and what each costs once you pay.
Paid AndroidiPhoneWeb
FLOA combines installment checkout, consumer financing, cards, and insurance. Its fit depends on merchant platform, consumer region, and approval for credit products.
Visit FLOA
Free plan AndroidiPhoneWeb
Tamara offers installment checkout for consumers and multiple payment channels and integrations for merchants. Shoppers should review eligibility and payment-history conditions, while merchants need to request pricing.
Visit TamaraThe facts
| FLOA | Tamara | |
|---|---|---|
| Free plan | Not published | Yes |
| Open source | Not published | Not published |
| Runs on | Android, iPhone, Web | Android, iPhone, Web |
| Lowest paid plan | Carte Cdiscount: €1.25 a month | Tamara Smart: 19 AED a month |
| Plans published | 2 | 2 |
| Maker | Not published | Not published |
| Website | floa.com | tamara.co |
| On buy now, pay later platforms | #19 of 26 | #15 of 26 |
FLOA: what it does well
- Supports 3X, 4X, 10X, or longer repayment
- Works across online and in-store checkout
- Offers Android, iOS, and web access
- Eva answers questions 24 hours daily
- Supports major listed commerce platforms
What to know first
- Credit facilities require application acceptance
- Pricing for other services is on request
- Card fees apply after listed conditions
Tamara: what it does well
- Installment schedules include six listed term options.
- Checkout is available online and in-store.
- Merchants are paid upfront on split purchases.
- Merchant dashboard is available.
What to know first
- Maximum spending limit depends on eligibility factors.
- Repeated late payments may suspend an account.
- Pricing is available on request.
- Tamara Smart is UAE-only.