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Fiserv Finxact vs Tuum

Both stand on core banking software. Which one you can start free with, which one lets you read the code, and what each costs once you pay.

Fiserv Finxact

Paid APIWeb

Finxact combines real-time transaction processing, banking APIs and payment capabilities with deployment options across three public clouds. Organizations considering it should request pricing and clarify which payment capabilities fit their requirements.

Visit Fiserv Finxact

Tuum

Paid APISelf-hostedWeb

Tuum brings multiple banking capabilities into a modular platform with several deployment options. It is software rather than a licensed banking or EMI provider, and pricing requires a request.

Visit Tuum

The facts

Fiserv FinxactTuum
Free planNot publishedNot published
Open sourceNoNot published
Runs onAPI, WebAPI, Self-hosted, Web
Lowest paid planFree or on requestFree or on request
Plans published21
MakerNot publishedNot published
Websitefinxact.comtuum.com
On core banking software#8 of 24#15 of 24

Fiserv Finxact: what it does well

  • Processes in-balance transactions in real time
  • Can recreate point-in-time views of events
  • Supports deployments across three public clouds
  • Developer sandbox and API references are available

What to know first

  • Pricing is available on request
  • Payment Rails capabilities are separate from core payments

Tuum: what it does well

  • Selectable banking, card, lending, and payment modules
  • Supports public, private, on-premises, and hybrid deployment
  • Lists API access and real-time processing
  • States support for 2,500+ transactions per second
  • AAOIFI-compliant Islamic Banking module

What to know first

  • No numeric product price is published
  • Tuum says it does not provide banking or EMI licenses

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