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Fintable API vs Pluggy

Both stand on bank connectivity software. Which one you can start free with, which one lets you read the code, and what each costs once you pay.

Fintable API

Free plan APIWeb

Fintable API combines bank-data synchronization with API access and spreadsheet and AI integrations. Review the connection limits, sync timing, and first-party access requirements against your intended use.

Visit Fintable API

Pluggy

Free plan APIWeb

Pluggy combines financial data connections, enrichment, and Pix payment capabilities in one API offering. Businesses should distinguish the commercial API plans from the limited free Meu Pluggy connector.

Visit Pluggy

The facts

Fintable APIPluggy
Free planYesYes
Open sourceNot publishedNot published
Runs onAPI, WebAPI, Web
Lowest paid planSee the plansDados: 2.50 BRL a month
Plans published62
MakerNot publishedNot published
Websitefintable.iopluggy.ai
On bank connectivity software#9 of 71#13 of 71

Fintable API: what it does well

  • Free tier includes API access.
  • Connects to more than 15,000 banks in over 30 countries.
  • Supports personal access tokens and OAuth 2.0.
  • Integrates with Airtable, Google Sheets, and Notion.
  • Lists ChatGPT and Claude integrations through its MCP server.

What to know first

  • Personal costs $12 a month billed annually.
  • Personal includes up to 10 live bank connections.
  • Daily sync may take up to one business day.
  • API access is limited to authorized first-party use.

Pluggy: what it does well

  • API connects to more than 220 financial institutions.
  • Data is normalized into a common schema.
  • REST and webhook delivery are offered.
  • SDKs are listed for four languages.
  • Payments supports Pix initiation and recurring Pix Automatic.

What to know first

  • Free connector allows five active connections per account holder.
  • Free connector has no commercial SLA or contract.
  • Listed plans have monthly minimums.
  • Refresh frequency is on demand.

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