Side by side
FinBodhi vs Lumina Finance
Both stand on personal finance software. Which one you can start free with, which one lets you read the code, and what each costs once you pay.
Free plan Web
FinBodhi combines detailed financial views, goal planning, imports, and transaction-based calculations in a web app. Its manual syncing and lack of direct bank connections are important considerations.
Visit FinBodhi Free plan Self-hostedWeb
Lumina Finance offers broad budgeting and reporting features in a free self-hosted package. Its personal-use restriction and responsibility for deployment security matter for organizations and less technical users.
Visit Lumina FinanceThe facts
| FinBodhi | Lumina Finance | |
|---|---|---|
| Free plan | Yes | Yes |
| Open source | Not published | Not published |
| Runs on | Web | Self-hosted, Web |
| Lowest paid plan | Basic: $6 a month | Free or on request |
| Plans published | 4 | 1 |
| Maker | FinBodhi | Lumina Finance |
| Website | finbodhi.com | github.com |
| On personal finance software | #105 of 181 | #109 of 181 |
FinBodhi: what it does well
- Double-entry tracking records money movement between accounts
- Net-worth, balance-sheet, allocation, and cashflow insights
- Goals track retirement or savings progress
- Statement imports and custom importers supported
- Reports can be exported
What to know first
- Bank accounts do not connect directly
- Account syncing is manual
- Dropbox backups require an internet connection
Lumina Finance: what it does well
- Tracks net worth, spending, budgets, and financial trends
- Supports recurring and one-time budgets
- Offers CSV, Actual Budget, and Firefly III importers
- Includes passkeys and authenticator-app two-factor authentication
- Docker images support Linux AMD64 and ARM64
What to know first
- Commercial and organizational use requires authorization
- Users are responsible for securing deployments and services
- Native iOS, macOS, and Android apps are roadmap items
- Account synchronization is manual
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