Side by side
finAPI vs TrueLayer Data API
Both stand on bank connectivity software. Which one you can start free with, which one lets you read the code, and what each costs once you pay.
Free trial APIWeb
finAPI brings account connectivity, financial analysis, credit checks, and payment operations into API and web products. Its paid model and broad integration options fit organizations building financial applications.
Visit finAPI Free plan AndroidAPIiPhone+1
TrueLayer Data API brings several kinds of bank and card data into one integration, with multiple listed SDK and library options. The free Sandbox is limited to mock data; production requires a commercial agreement and KYB/KYC.
Visit TrueLayer Data APIThe facts
| finAPI | TrueLayer Data API | |
|---|---|---|
| Free plan | A free trial | Yes |
| Open source | Not published | Not published |
| Runs on | API, Web | Android, API, iPhone, Web |
| Lowest paid plan | Access B2C — basic licence, up to 200 users: €60 a month | Free or on request |
| Plans published | 4 | 2 |
| Maker | Not published | Not published |
| Website | finapi.io | truelayer.com |
| On bank connectivity software | #16 of 71 | #12 of 71 |
finAPI: what it does well
- Real-time account-data refresh
- Multiple banking connection methods
- Credit-check integrations and widget
- Broad payment API coverage
- 30-day trial
What to know first
- No free plan
- Starts at €60/mo
- Private registry authentication is not relevant
TrueLayer Data API: what it does well
- One interface for integrated-bank data
- Supports account and card-level information
- Lists libraries for four programming languages
- Sandbox plan is free for mock-data testing
What to know first
- Sandbox has no production access
- Production pricing is based on volume and use case
- Non-regulated users must use the customizable authentication flow
- Identical requests are cached for one hour
Alternatives to finAPI Alternatives to TrueLayer Data API The whole list