Side by side
Finanzguru vs Trout
Both stand on personal finance software. Which one you can start free with, which one lets you read the code, and what each costs once you pay.
Free plan AndroidiPhoneMac
Finanzguru combines account aggregation, budgeting, contract oversight, and AI guidance in one household finance app. The free tier covers core views, while Plus adds deeper analysis, budgets, forecasts, longer history, and Excel export.
Visit Finanzguru Free plan APISelf-hostedWeb
Trout offers a broad budgeting ledger with free manual tools, paid hosted features, and self-hosting. Check the investment limitations, provider-dependent bank history, and beta availability before choosing it.
Visit TroutThe facts
| Finanzguru | Trout | |
|---|---|---|
| Free plan | Yes | Yes |
| Open source | Not published | Not published |
| Runs on | Android, iPhone, Mac | API, Self-hosted, Web |
| Lowest paid plan | Finanzguru Plus: €0.99 a month | Hosted annual: €59 a year |
| Plans published | 3 | 5 |
| Maker | Finanzguru | Trout |
| Website | finanzguru.de | trout.money |
| On personal finance software | #42 of 181 | #38 of 181 |
Finanzguru: what it does well
- Automatic syncing across connected accounts
- AI categorizes transactions and recurring contracts
- Connects more than 4,000 banks and providers
- One-tap cancellation for unwanted contracts
- Android and iOS apps available
What to know first
- Free history reaches only three months back
- Mac version requires an M-chip Mac
- Plus pricing note says €0.99 per week regularly
Trout: what it does well
- Free plan includes core envelope budgeting
- Supports 147 currencies
- Read-only bank connections
- AI can answer budget questions
- Self-hosting option under AGPL-3.0
What to know first
- Investment positions require manual entry
- Brokerage syncing is unavailable
- Bank history varies by provider
- Beta service has no uptime guarantee
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