Side by side
Fidelity Planning & Guidance Center vs T. Rowe Price Retirement Income Calculator
Both stand on retirement planning software. Which one you can start free with, which one lets you read the code, and what each costs once you pay.
The center offers no-fee planning scenarios and multiple-goal tracking, but its projections are hypothetical and its analysis is not personalized advice. Check the accuracy of any account information it uses and consider whether its U.S.-focused assumptions fit your situation.
Visit Fidelity Planning & Guidance CenterThe calculator lets users explore retirement scenarios and see how selected changes affect a projected probability of success. Its estimates are educational and depend on assumptions, with several account and contribution factors omitted.
Visit T. Rowe Price Retirement Income CalculatorThe facts
| Fidelity Planning & Guidance Center | T. Rowe Price Retirement Income Calculator | |
|---|---|---|
| Free plan | Yes | Yes |
| Open source | Not published | Not published |
| Runs on | Web | Web |
| Lowest paid plan | Free or on request | Not published |
| Plans published | 1 | None |
| Maker | Not published | Not published |
| Website | fidelity.com | troweprice.com |
| On retirement planning software | #7 of 26 | #19 of 26 |
Fidelity Planning & Guidance Center: what it does well
- No fee to generate a plan.
- Supports hypothetical savings and contribution scenarios.
- Users can monitor multiple independent financial goals.
- Estimates retirement income using returns, volatility, and correlations.
What to know first
- Projections are hypothetical and not guarantees.
- Analysis is informational and nondiscretionary, not personalized advice.
- Investment expenses and account transaction fees may still apply.
- May not suit foreign tax liability or certain circumstances.
T. Rowe Price Retirement Income Calculator: what it does well
- Models 1,000 hypothetical market scenarios.
- Allows adjustments to retirement age, expenses, savings, and income.
- Supports planning-partner details and anticipated cash income.
- Includes Social Security estimates unless users indicate ineligibility.
What to know first
- Results are hypothetical, not guarantees.
- Does not account for current contribution or distribution limits.
- Omits inherited assets and Roth accounts.
- Does not provide personalized investment advice.
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