Side by side
Fidelity Planning & Guidance Center vs MoneyHelper Retirement Budget Planner
Both stand on retirement planning software. Which one you can start free with, which one lets you read the code, and what each costs once you pay.
The center offers no-fee planning scenarios and multiple-goal tracking, but its projections are hypothetical and its analysis is not personalized advice. Check the accuracy of any account information it uses and consider whether its U.S.-focused assumptions fit your situation.
Visit Fidelity Planning & Guidance CenterChoose MoneyHelper Retirement Budget Planner if you want a free web-based way to estimate retirement costs and organize income and spending. Look elsewhere if you need regulated financial advice or require the accessibility issues identified for this planner to be resolved.
Visit MoneyHelper Retirement Budget PlannerThe facts
| Fidelity Planning & Guidance Center | MoneyHelper Retirement Budget Planner | |
|---|---|---|
| Free plan | Yes | Yes |
| Open source | Not published | Not published |
| Runs on | Web | Web |
| Lowest paid plan | Free or on request | Free or on request |
| Plans published | 1 | 1 |
| Maker | Not published | Not published |
| Website | fidelity.com | retirement-budget-planner.moneyhelper.org.uk |
| On retirement planning software | #7 of 26 | #10 of 26 |
Fidelity Planning & Guidance Center: what it does well
- No fee to generate a plan.
- Supports hypothetical savings and contribution scenarios.
- Users can monitor multiple independent financial goals.
- Estimates retirement income using returns, volatility, and correlations.
What to know first
- Projections are hypothetical and not guarantees.
- Analysis is informational and nondiscretionary, not personalized advice.
- Investment expenses and account transaction fees may still apply.
- May not suit foreign tax liability or certain circumstances.
MoneyHelper Retirement Budget Planner: what it does well
- Free online tool for retirement cost estimates
- Totals income and outgoings, showing what remains
- Breaks down spending to help identify potential savings
- Converts yearly variable costs into monthly averages
- Budget support is available through webchat and guides
What to know first
- Accessibility statement identifies issues with expandable menu buttons and tab-panel structure
- The service says its tools are general information, not advice to rely on
- The Money and Pensions Service says it is not FCA-regulated and provides no regulated service
Alternatives to Fidelity Planning & Guidance Center Alternatives to MoneyHelper Retirement Budget Planner The whole list