Side by side
FI Calc vs T. Rowe Price Retirement Income Calculator
Both stand on retirement planning software. Which one you can start free with, which one lets you read the code, and what each costs once you pay.
Free plan Web
FI Calc offers historical-data retirement simulations with configurable assets, income, and withdrawals, plus CSV export. Its tax and Monte Carlo limits matter, and its URL-based sharing and analytics have privacy implications for saved inputs.
Visit FI Calc Free plan Web
The calculator lets users explore retirement scenarios and see how selected changes affect a projected probability of success. Its estimates are educational and depend on assumptions, with several account and contribution factors omitted.
Visit T. Rowe Price Retirement Income CalculatorThe facts
| FI Calc | T. Rowe Price Retirement Income Calculator | |
|---|---|---|
| Free plan | Yes | Yes |
| Open source | Not published | Not published |
| Runs on | Web | Web |
| Lowest paid plan | Free or on request | Not published |
| Plans published | 1 | None |
| Maker | Not published | Not published |
| Website | ficalc.app | troweprice.com |
| On retirement planning software | #5 of 26 | #19 of 26 |
FI Calc: what it does well
- Free web access to the calculator.
- Models equities, bonds, cash, and changing allocations.
- Includes wages or Social Security as income.
- Exports all simulations or a single simulation as CSV.
- Supports withdrawal planning and scenario analysis.
What to know first
- Does not automatically account for taxes or RMDs.
- Does not currently support Monte Carlo simulations.
- Saved calculations are encoded in URLs.
- Historical results do not guarantee future performance.
T. Rowe Price Retirement Income Calculator: what it does well
- Models 1,000 hypothetical market scenarios.
- Allows adjustments to retirement age, expenses, savings, and income.
- Supports planning-partner details and anticipated cash income.
- Includes Social Security estimates unless users indicate ineligibility.
What to know first
- Results are hypothetical, not guarantees.
- Does not account for current contribution or distribution limits.
- Omits inherited assets and Roth accounts.
- Does not provide personalized investment advice.
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